Is Cambridge (Kendall Sq) Expensive?

Boston, United States

+20% vs Boston avg

Living in Cambridge (Kendall Sq), Boston

Cambridge (Kendall Sq) is one of the pricier neighborhoods in Boston, with a cost of living index of 98.9 — that is +20% compared to the Boston average. It ranks #4 out of 24 areas by cost. Estimated rent for a one-bedroom apartment here is around $3,360/month, compared to a range of $2,016 in Roxbury to $3,640 in Back Bay.

Monthly Budget Breakdown

For a typical resident of Cambridge (Kendall Sq), housing takes up roughly 54% of monthly expenses. Food and groceries account for about 15%, while transportation costs around 8%. To live comfortably here — meaning rent stays at or below 30% of gross income — you would need an annual salary of approximately $134,400 before tax.

Typical Salaries in Cambridge (Kendall Sq)

Salaries in Cambridge (Kendall Sq) reflect the local cost of living. Based on the neighborhood COLI of 98.9:

After tax and deductions of 32.0% in United States, take-home pay for someone earning $134,400 would be roughly $91,392/year. Use the salary converter to calculate an exact figure for your situation, including expat-specific tax adjustments.

Key Stats

98.9
COLI Index
1.20x
vs City Avg
$3,360
Est. 1BR Rent
#4
of 24 Areas
32.0%
Total Deductions

Tax & Deductions in Cambridge (Kendall Sq)

Estimated annual deductions on a $74,175 salary in Cambridge (Kendall Sq), Boston (local employee).

Income Tax
15%
Social Security + Medicare (FICA)
7.6%
State Income Tax (MA)
9.0%
Total Deductions: 32.0%
Est. Take-Home: $50,453/yr

Rates shown are for a local employee. Use the salary converter for expat calculations.

Salary Equivalents

What a $75,000 USD salary in Cambridge (Kendall Sq) would need to be elsewhere:

City Currency Equivalent
New York USD $74,175
London GBP £63,834
Dubai AED AED 371,156

Other Neighborhoods in Boston

Neighborhood COLI Multiplier vs Avg
Back Bay 107.1 1.30x +30%
Beacon Hill 105.5 1.28x +28%
Seaport 103.0 1.25x +25%
South End 97.2 1.18x +18%
Cambridge (Harvard Sq) 94.8 1.15x +15%

View all 24 neighborhoods in Boston →

Convert Your Salary

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Similar Neighborhoods Worldwide

Neighborhoods with a similar cost of living to Cambridge (Kendall Sq):

Daikanyama, Tokyo Zuidas, Amsterdam Manhattan Beach, Los Angeles Østerbro, Copenhagen Nørreport, Copenhagen Mercer Island, Seattle

Frequently Asked Questions

Is Cambridge (Kendall Sq) expensive in Boston?

Yes, Cambridge (Kendall Sq) is one of the more expensive neighborhoods in Boston. It costs about +20% more than the city average, ranking #4 out of 24 neighborhoods.

How does Cambridge (Kendall Sq) compare to the Boston average?

The cost of living in Cambridge (Kendall Sq) is above the Boston average. With a multiplier of 1.20x, everyday expenses including rent, food, and transportation are +20% compared to the city baseline.

Data Sources: Cost of living indices based on crowd-sourced price data and official statistics. Tax calculations follow 2026 rates. Sources include U.S. Bureau of Labor Statistics · U.S. Census Bureau · OECD Better Life Index. Figures are estimates and may vary based on individual circumstances.