Is Swords Expensive?

Dublin, Ireland

-22% vs Dublin avg

Living in Swords, Dublin

Swords is one of the most affordable neighborhoods in Dublin, with a cost of living index of 56.8 — that is -22% compared to the Dublin average. Ranked #17 of 19, it offers some of the lowest costs in the city. Estimated rent for a one-bedroom apartment here is around €1,323/month, compared to a range of €1,272 in Lucan to €2,205 in Dublin 4 (Ballsbridge).

Monthly Budget Breakdown

For a typical resident of Swords, housing takes up roughly 35% of monthly expenses. Food and groceries account for about 15%, while transportation costs around 8%. To live comfortably here — meaning rent stays at or below 30% of gross income — you would need an annual salary of approximately €52,908 before tax.

Typical Salaries in Swords

Salaries in Swords reflect the local cost of living. Based on the neighborhood COLI of 56.8:

After tax and deductions of 24.0% in Ireland, take-home pay for someone earning €52,908 would be roughly €40,210/year. Use the salary converter to calculate an exact figure for your situation, including expat-specific tax adjustments.

Key Stats

56.8
COLI Index
0.78x
vs City Avg
€1,323
Est. 1BR Rent
#17
of 19 Areas
24.0%
Total Deductions

Tax & Deductions in Swords

Estimated annual deductions on a €36,120 salary in Swords, Dublin (local employee).

Income Tax
20%
PRSI
4.0%
Total Deductions: 24.0%
Est. Take-Home: €27,451/yr

Rates shown are for a local employee. Use the salary converter for expat calculations.

Salary Equivalents

What a $75,000 USD salary in Swords would need to be elsewhere:

City Currency Equivalent
New York USD $42,600
London GBP £36,661
Dubai AED AED 213,161

Other Neighborhoods in Dublin

Neighborhood COLI Multiplier vs Avg
Dublin 4 (Ballsbridge) 94.6 1.30x +30%
Dublin 2 (City Centre) 91.0 1.25x +25%
Dublin 6 (Ranelagh) 83.7 1.15x +15%
Blackrock 83.7 1.15x +15%
Howth 81.5 1.12x +12%

View all 19 neighborhoods in Dublin →

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See exactly what you need to earn in Swords, Dublin to maintain your lifestyle.

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Compare Swords

Swords vs Lucan Swords vs Tallaght

Similar Neighborhoods Worldwide

Neighborhoods with a similar cost of living to Swords:

New Tampa, Tampa Dunedin, Tampa Kirkwood, Atlanta Johns Creek, Atlanta Al Gharrafa, Doha Al Thumama, Doha

Frequently Asked Questions

Is Swords expensive in Dublin?

Swords is one of the more affordable neighborhoods in Dublin. It costs about -22% less than the city average, ranking #17 out of 19 neighborhoods.

How does Swords compare to the Dublin average?

The cost of living in Swords is well below the Dublin average. With a multiplier of 0.78x, everyday expenses including rent, food, and transportation are -22% compared to the city baseline.

Data Sources: Cost of living indices based on crowd-sourced price data and official statistics. Tax calculations follow 2026 rates. Sources include OECD Better Life Index. Figures are estimates and may vary based on individual circumstances.