Is Mid-Levels Expensive?

Hong Kong, China (SAR)

+30% vs Hong Kong avg

Living in Mid-Levels, Hong Kong

Mid-Levels is one of the pricier neighborhoods in Hong Kong, with a cost of living index of 95.7 — that is +30% compared to the Hong Kong average. It ranks #3 out of 22 areas by cost. Estimated rent for a one-bedroom apartment here is around HK$25,452/month, compared to a range of HK$12,726 in Yuen Long to HK$29,367 in The Peak.

Monthly Budget Breakdown

For a typical resident of Mid-Levels, housing takes up roughly 55% of monthly expenses. Food and groceries account for about 15%, while transportation costs around 8%. To live comfortably here — meaning rent stays at or below 30% of gross income — you would need an annual salary of approximately HK$1,018,072 before tax.

Typical Salaries in Mid-Levels

Salaries in Mid-Levels reflect the local cost of living. Based on the neighborhood COLI of 95.7:

After tax and deductions of 14.0% in China (SAR), take-home pay for someone earning HK$1,018,072 would be roughly HK$875,542/year. Use the salary converter to calculate an exact figure for your situation, including expat-specific tax adjustments.

Key Stats

95.7
COLI Index
1.30x
vs City Avg
HK$25,452
Est. 1BR Rent
#3
of 22 Areas
14.0%
Total Deductions

Tax & Deductions in Mid-Levels

Estimated annual deductions on a HK$562,093 salary in Mid-Levels, Hong Kong (local employee).

Income Tax
14%
MPF
0.2%
Total Deductions: 14.0%
Est. Take-Home: HK$483,637/yr

Rates shown are for a local employee. Use the salary converter for expat calculations.

Salary Equivalents

What a $75,000 USD salary in Mid-Levels would need to be elsewhere:

City Currency Equivalent
New York USD $71,775
London GBP £61,769
Dubai AED AED 359,147

Other Neighborhoods in Hong Kong

Neighborhood COLI Multiplier vs Avg
The Peak 110.4 1.50x +50%
Central 103.0 1.40x +40%
Repulse Bay 95.7 1.30x +30%
Causeway Bay 92.0 1.25x +25%
Happy Valley 89.8 1.22x +22%

View all 22 neighborhoods in Hong Kong →

Convert Your Salary

See exactly what you need to earn in Mid-Levels, Hong Kong to maintain your lifestyle.

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Compare Mid-Levels

Mid-Levels vs The Peak Mid-Levels vs Central

Hong Kong City Comparisons

Singapore vs Hong Kong

Similar Neighborhoods Worldwide

Neighborhoods with a similar cost of living to Mid-Levels:

Dupont Circle, Washington DC Bygdøy, Oslo Sarona, Tel Aviv Santa Monica, Los Angeles Mosman, Sydney Coral Gables, Miami

Frequently Asked Questions

Is Mid-Levels expensive in Hong Kong?

Yes, Mid-Levels is one of the more expensive neighborhoods in Hong Kong. It costs about +30% more than the city average, ranking #3 out of 22 neighborhoods.

How does Mid-Levels compare to the Hong Kong average?

The cost of living in Mid-Levels is significantly above the Hong Kong average. With a multiplier of 1.30x, everyday expenses including rent, food, and transportation are +30% compared to the city baseline.

Data Sources: Cost of living indices based on crowd-sourced price data and official statistics. Tax calculations follow 2026 rates. Sources include OECD Better Life Index. Figures are estimates and may vary based on individual circumstances.