Is Lekki Phase 1 Expensive?

Lagos, Nigeria

+22% vs Lagos avg

Living in Lekki Phase 1, Lagos

Lekki Phase 1 is one of the pricier neighborhoods in Lagos, with a cost of living index of 33.3 — that is +22% compared to the Lagos average. It ranks #4 out of 20 areas by cost. Estimated rent for a one-bedroom apartment here is around ₦1,157,530/month, compared to a range of ₦616,717 in Agege to ₦1,375,753 in Banana Island.

Monthly Budget Breakdown

For a typical resident of Lekki Phase 1, housing takes up roughly 55% of monthly expenses. Food and groceries account for about 15%, while transportation costs around 8%. To live comfortably here — meaning rent stays at or below 30% of gross income — you would need an annual salary of approximately ₦46,301,205 before tax.

Typical Salaries in Lekki Phase 1

Salaries in Lekki Phase 1 reflect the local cost of living. Based on the neighborhood COLI of 33.3:

After tax and deductions of 31.5% in Nigeria, take-home pay for someone earning ₦46,301,205 would be roughly ₦31,716,325/year. Use the salary converter to calculate an exact figure for your situation, including expat-specific tax adjustments.

Key Stats

33.3
COLI Index
1.22x
vs City Avg
₦1,157,530
Est. 1BR Rent
#4
of 20 Areas
31.5%
Total Deductions

Tax & Deductions in Lekki Phase 1

Estimated annual deductions on a ₦39,493,599 salary in Lekki Phase 1, Lagos (local employee).

Income Tax
23%
Pension + NHF
8.0%
Total Deductions: 31.5%
Est. Take-Home: ₦27,063,648/yr

Rates shown are for a local employee. Use the salary converter for expat calculations.

Salary Equivalents

What a $75,000 USD salary in Lekki Phase 1 would need to be elsewhere:

City Currency Equivalent
New York USD $24,975
London GBP £21,493
Dubai AED AED 124,970

Other Neighborhoods in Lagos

Neighborhood COLI Multiplier vs Avg
Banana Island 39.6 1.45x +45%
Victoria Island 36.9 1.35x +35%
Ikoyi 35.5 1.30x +30%
Chevron Drive 30.6 1.12x +12%
Lekki Phase 2 29.5 1.08x +8%

View all 20 neighborhoods in Lagos →

Convert Your Salary

See exactly what you need to earn in Lekki Phase 1, Lagos to maintain your lifestyle.

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Similar Neighborhoods Worldwide

Neighborhoods with a similar cost of living to Lekki Phase 1:

Palermo Chico, Buenos Aires Playa Paraíso, Playa del Carmen Kalamaja, Tallinn Cedofeita, Porto São Bento, Porto BGC (Taguig), Manila

Frequently Asked Questions

Is Lekki Phase 1 expensive in Lagos?

Yes, Lekki Phase 1 is one of the more expensive neighborhoods in Lagos. It costs about +22% more than the city average, ranking #4 out of 20 neighborhoods.

How does Lekki Phase 1 compare to the Lagos average?

The cost of living in Lekki Phase 1 is significantly above the Lagos average. With a multiplier of 1.22x, everyday expenses including rent, food, and transportation are +22% compared to the city baseline.

Data Sources: Cost of living indices based on crowd-sourced price data and official statistics. Tax calculations follow 2026 rates. Sources include OECD Better Life Index. Figures are estimates and may vary based on individual circumstances.