Is Moncloa Expensive?

Madrid, Spain

+2% vs Madrid avg

Living in Moncloa, Madrid

Moncloa is a moderately-priced area within Madrid, with a cost of living index of 38.8 — that is +2% compared to the Madrid average. It sits around the middle of the pack at #10 out of 23 neighborhoods. Estimated rent for a one-bedroom apartment here is around €951/month, compared to a range of €653 in Carabanchel to €1,212 in Salamanca.

Monthly Budget Breakdown

For a typical resident of Moncloa, housing takes up roughly 46% of monthly expenses. Food and groceries account for about 15%, while transportation costs around 8%. To live comfortably here — meaning rent stays at or below 30% of gross income — you would need an annual salary of approximately €38,053 before tax.

Typical Salaries in Moncloa

Salaries in Moncloa reflect the local cost of living. Based on the neighborhood COLI of 38.8:

After tax and deductions of 28.9% in Spain, take-home pay for someone earning €38,053 would be roughly €27,056/year. Use the salary converter to calculate an exact figure for your situation, including expat-specific tax adjustments.

Key Stats

38.8
COLI Index
1.02x
vs City Avg
€951
Est. 1BR Rent
#10
of 23 Areas
28.9%
Total Deductions

Tax & Deductions in Moncloa

Estimated annual deductions on a €24,674 salary in Moncloa, Madrid (local employee).

Income Tax
23%
Social Security
6.3%
Total Deductions: 28.9%
Est. Take-Home: €17,539/yr

Rates shown are for a local employee. Use the salary converter for expat calculations.

Salary Equivalents

What a $75,000 USD salary in Moncloa would need to be elsewhere:

City Currency Equivalent
New York USD $29,100
London GBP £25,043
Dubai AED AED 145,610

Other Neighborhoods in Madrid

Neighborhood COLI Multiplier vs Avg
Salamanca 49.4 1.30x +30%
Chamberí 44.8 1.18x +18%
Retiro 43.7 1.15x +15%
Barrio de las Letras 43.7 1.15x +15%
Chueca 42.6 1.12x +12%

View all 23 neighborhoods in Madrid →

Convert Your Salary

See exactly what you need to earn in Moncloa, Madrid to maintain your lifestyle.

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Similar Neighborhoods Worldwide

Neighborhoods with a similar cost of living to Moncloa:

Estrela / Lapa, Lisbon Poble Sec, Barcelona Balboa, Panama City Vista Hermosa, Panama City Punta Sam, Cancún Ruzafa, Valencia

Frequently Asked Questions

Is Moncloa expensive in Madrid?

Moncloa is near the city average for Madrid. Costs are about +2% vs the average, making it a mid-range neighborhood.

How does Moncloa compare to the Madrid average?

The cost of living in Moncloa is near the Madrid average. With a multiplier of 1.02x, everyday expenses including rent, food, and transportation are +2% compared to the city baseline.

Data Sources: Cost of living indices based on crowd-sourced price data and official statistics. Tax calculations follow 2026 rates. Sources include Instituto Nacional de Estadística (INE) · OECD Better Life Index. Figures are estimates and may vary based on individual circumstances.