Is Surfside Expensive?

Miami, United States

+18% vs Miami avg

Living in Surfside, Miami

Surfside is a moderately-priced area within Miami, with a cost of living index of 94.5 — that is +18% compared to the Miami average. It sits around the middle of the pack at #8 out of 24 neighborhoods. Estimated rent for a one-bedroom apartment here is around $2,950/month, compared to a range of $1,700 in Homestead to $3,375 in Key Biscayne.

Monthly Budget Breakdown

For a typical resident of Surfside, housing takes up roughly 53% of monthly expenses. Food and groceries account for about 15%, while transportation costs around 8%. To live comfortably here — meaning rent stays at or below 30% of gross income — you would need an annual salary of approximately $118,000 before tax.

Typical Salaries in Surfside

Salaries in Surfside reflect the local cost of living. Based on the neighborhood COLI of 94.5:

After tax and deductions of 22.7% in United States, take-home pay for someone earning $118,000 would be roughly $91,214/year. Use the salary converter to calculate an exact figure for your situation, including expat-specific tax adjustments.

Key Stats

94.5
COLI Index
1.18x
vs City Avg
$2,950
Est. 1BR Rent
#8
of 24 Areas
22.7%
Total Deductions

Tax & Deductions in Surfside

Estimated annual deductions on a $70,875 salary in Surfside, Miami (local employee).

Income Tax
15%
Social Security + Medicare (FICA)
7.6%
Total Deductions: 22.7%
Est. Take-Home: $54,808/yr

Rates shown are for a local employee. Use the salary converter for expat calculations.

Salary Equivalents

What a $75,000 USD salary in Surfside would need to be elsewhere:

City Currency Equivalent
New York USD $70,875
London GBP £60,994
Dubai AED AED 354,643

Other Neighborhoods in Miami

Neighborhood COLI Multiplier vs Avg
Key Biscayne 108.1 1.35x +35%
Bal Harbour 105.7 1.32x +32%
South Beach 104.1 1.30x +30%
Brickell 100.1 1.25x +25%
Miami Beach 97.7 1.22x +22%

View all 24 neighborhoods in Miami →

Convert Your Salary

See exactly what you need to earn in Surfside, Miami to maintain your lifestyle.

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Similar Neighborhoods Worldwide

Neighborhoods with a similar cost of living to Surfside:

Gaslamp Quarter, San Diego Dublin 4 (Ballsbridge), Dublin Ebisu, Tokyo Vesterbro, Copenhagen Cambridge (Harvard Sq), Boston Logan Circle, Washington DC

Frequently Asked Questions

Is Surfside expensive in Miami?

Yes, Surfside is one of the more expensive neighborhoods in Miami. It costs about +18% more than the city average, ranking #8 out of 24 neighborhoods.

How does Surfside compare to the Miami average?

The cost of living in Surfside is above the Miami average. With a multiplier of 1.18x, everyday expenses including rent, food, and transportation are +18% compared to the city baseline.

Data Sources: Cost of living indices based on crowd-sourced price data and official statistics. Tax calculations follow 2026 rates. Sources include U.S. Bureau of Labor Statistics · U.S. Census Bureau · OECD Better Life Index. Figures are estimates and may vary based on individual circumstances.