Is St. Paul (Downtown) Expensive?

Minneapolis, United States

-10% vs Minneapolis avg

Living in St. Paul (Downtown), Minneapolis

St. Paul (Downtown) is a relatively affordable area in Minneapolis, with a cost of living index of 55.3 — that is -10% compared to the Minneapolis average. At #21 of 30, it is below the city average in cost. Estimated rent for a one-bedroom apartment here is around $1,395/month, compared to a range of $1,116 in Brooklyn Park to $2,015 in Kenwood.

Monthly Budget Breakdown

For a typical resident of St. Paul (Downtown), housing takes up roughly 40% of monthly expenses. Food and groceries account for about 15%, while transportation costs around 8%. To live comfortably here — meaning rent stays at or below 30% of gross income — you would need an annual salary of approximately $55,800 before tax.

Typical Salaries in St. Paul (Downtown)

Salaries in St. Paul (Downtown) reflect the local cost of living. Based on the neighborhood COLI of 55.3:

After tax and deductions of 26.9% in United States, take-home pay for someone earning $55,800 would be roughly $40,790/year. Use the salary converter to calculate an exact figure for your situation, including expat-specific tax adjustments.

Key Stats

55.3
COLI Index
0.90x
vs City Avg
$1,395
Est. 1BR Rent
#21
of 30 Areas
26.9%
Total Deductions

Tax & Deductions in St. Paul (Downtown)

Estimated annual deductions on a $41,475 salary in St. Paul (Downtown), Minneapolis (local employee).

Income Tax
11%
Social Security + Medicare (FICA)
7.6%
State Income Tax (MN)
7.85%
Total Deductions: 26.9%
Est. Take-Home: $30,301/yr

Rates shown are for a local employee. Use the salary converter for expat calculations.

Salary Equivalents

What a $75,000 USD salary in St. Paul (Downtown) would need to be elsewhere:

City Currency Equivalent
New York USD $41,475
London GBP £35,693
Dubai AED AED 207,532

Other Neighborhoods in Minneapolis

Neighborhood COLI Multiplier vs Avg
Kenwood 79.8 1.30x +30%
Edina 78.6 1.28x +28%
North Loop 76.8 1.25x +25%
Linden Hills 74.9 1.22x +22%
Lowry Hill 73.7 1.20x +20%

View all 30 neighborhoods in Minneapolis →

Convert Your Salary

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Similar Neighborhoods Worldwide

Neighborhoods with a similar cost of living to St. Paul (Downtown):

Mountains Edge, Las Vegas Arts District, Las Vegas Vallila, Helsinki Sumiyoshi, Osaka Laim, Munich The Woodlands, Houston

Frequently Asked Questions

Is St. Paul (Downtown) expensive in Minneapolis?

St. Paul (Downtown) is one of the more affordable neighborhoods in Minneapolis. It costs about -10% less than the city average, ranking #21 out of 30 neighborhoods.

How does St. Paul (Downtown) compare to the Minneapolis average?

The cost of living in St. Paul (Downtown) is below the Minneapolis average. With a multiplier of 0.90x, everyday expenses including rent, food, and transportation are -10% compared to the city baseline.

Data Sources: Cost of living indices based on crowd-sourced price data and official statistics. Tax calculations follow 2026 rates. Sources include U.S. Bureau of Labor Statistics · U.S. Census Bureau · OECD Better Life Index. Figures are estimates and may vary based on individual circumstances.