Is Pointe-Saint-Charles Expensive?

Montreal, Canada

-12% vs Montreal avg

Living in Pointe-Saint-Charles, Montreal

Pointe-Saint-Charles is a relatively affordable area in Montreal, with a cost of living index of 45.8 — that is -12% compared to the Montreal average. At #13 of 24, it is below the city average in cost. Estimated rent for a one-bedroom apartment here is around C$1,668/month, compared to a range of C$1,365 in Longueuil to C$2,464 in Westmount.

Monthly Budget Breakdown

For a typical resident of Pointe-Saint-Charles, housing takes up roughly 40% of monthly expenses. Food and groceries account for about 15%, while transportation costs around 8%. To live comfortably here — meaning rent stays at or below 30% of gross income — you would need an annual salary of approximately C$66,721 before tax.

Typical Salaries in Pointe-Saint-Charles

Salaries in Pointe-Saint-Charles reflect the local cost of living. Based on the neighborhood COLI of 45.8:

After tax and deductions of 36.8% in Canada, take-home pay for someone earning C$66,721 would be roughly C$42,168/year. Use the salary converter to calculate an exact figure for your situation, including expat-specific tax adjustments.

Key Stats

45.8
COLI Index
0.88x
vs City Avg
C$1,668
Est. 1BR Rent
#13
of 24 Areas
36.8%
Total Deductions

Tax & Deductions in Pointe-Saint-Charles

Estimated annual deductions on a C$46,507 salary in Pointe-Saint-Charles, Montreal (local employee).

Income Tax
15%
CPP + EI
6.8%
Provincial Tax (Québec)
15%
Total Deductions: 36.8%
Est. Take-Home: C$29,392/yr

Rates shown are for a local employee. Use the salary converter for expat calculations.

Salary Equivalents

What a $75,000 USD salary in Pointe-Saint-Charles would need to be elsewhere:

City Currency Equivalent
New York USD $34,350
London GBP £29,561
Dubai AED AED 171,880

Other Neighborhoods in Montreal

Neighborhood COLI Multiplier vs Avg
Westmount 67.7 1.30x +30%
Old Montreal 63.6 1.22x +22%
Outremont 62.5 1.20x +20%
Plateau Mont-Royal 61.5 1.18x +18%
Griffintown 59.9 1.15x +15%

View all 24 neighborhoods in Montreal →

Convert Your Salary

See exactly what you need to earn in Pointe-Saint-Charles, Montreal to maintain your lifestyle.

Open Salary Converter

Compare Pointe-Saint-Charles

Pointe-Saint-Charles vs Longueuil Pointe-Saint-Charles vs Westmount

Similar Neighborhoods Worldwide

Neighborhoods with a similar cost of living to Pointe-Saint-Charles:

Leopoldstadt (2nd), Vienna Margareten (5th), Vienna Fuquay-Varina, Raleigh Neihu, Taipei Mesa (Central), Phoenix Peoria, Phoenix

Frequently Asked Questions

Is Pointe-Saint-Charles expensive in Montreal?

Pointe-Saint-Charles is one of the more affordable neighborhoods in Montreal. It costs about -12% less than the city average, ranking #13 out of 24 neighborhoods.

How does Pointe-Saint-Charles compare to the Montreal average?

The cost of living in Pointe-Saint-Charles is below the Montreal average. With a multiplier of 0.88x, everyday expenses including rent, food, and transportation are -12% compared to the city baseline.

Data Sources: Cost of living indices based on crowd-sourced price data and official statistics. Tax calculations follow 2026 rates. Sources include Statistics Canada · Canada Revenue Agency · OECD Better Life Index. Figures are estimates and may vary based on individual circumstances.