Is Spring Garden Expensive?

Philadelphia, United States

+8% vs Philadelphia avg

Living in Spring Garden, Philadelphia

Spring Garden is a moderately-priced area within Philadelphia, with a cost of living index of 74.3 — that is +8% compared to the Philadelphia average. It sits around the middle of the pack at #14 out of 30 neighborhoods. Estimated rent for a one-bedroom apartment here is around $1,674/month, compared to a range of $1,054 in Norristown to $2,092 in Rittenhouse Square.

Monthly Budget Breakdown

For a typical resident of Spring Garden, housing takes up roughly 44% of monthly expenses. Food and groceries account for about 17%, while transportation costs around 9%. To live comfortably here — meaning rent stays at or below 30% of gross income — you would need an annual salary of approximately $66,960 before tax.

Typical Salaries in Spring Garden

Salaries in Spring Garden reflect the local cost of living. Based on the neighborhood COLI of 74.3:

After tax and deductions of 23.8% in United States, take-home pay for someone earning $66,960 would be roughly $51,024/year. Use the salary converter to calculate an exact figure for your situation, including expat-specific tax adjustments.

Key Stats

74.3
COLI Index
1.08x
vs City Avg
$1,674
Est. 1BR Rent
#14
of 30 Areas
23.8%
Total Deductions

Tax & Deductions in Spring Garden

Estimated annual deductions on a $55,725 salary in Spring Garden, Philadelphia (local employee).

Income Tax
13%
Social Security + Medicare (FICA)
7.6%
State Income Tax (PA)
3.07%
Total Deductions: 23.8%
Est. Take-Home: $42,439/yr

Rates shown are for a local employee. Use the salary converter for expat calculations.

Salary Equivalents

What a $75,000 USD salary in Spring Garden would need to be elsewhere:

City Currency Equivalent
New York USD $55,725
London GBP £47,956
Dubai AED AED 278,836

Other Neighborhoods in Philadelphia

Neighborhood COLI Multiplier vs Avg
Rittenhouse Square 92.9 1.35x +35%
Society Hill 88.1 1.28x +28%
Center City 86.0 1.25x +25%
Fitler Square 83.9 1.22x +22%
Bryn Mawr (Main Line) 83.9 1.22x +22%

View all 30 neighborhoods in Philadelphia →

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Similar Neighborhoods Worldwide

Neighborhoods with a similar cost of living to Spring Garden:

Clontarf, Dublin Stillorgan, Dublin Hongdae, Seoul Yongsan, Seoul Parnell, Auckland Beach Park, Tampa

Frequently Asked Questions

Is Spring Garden expensive in Philadelphia?

Spring Garden is near the city average for Philadelphia. Costs are about +8% vs the average, making it a mid-range neighborhood.

How does Spring Garden compare to the Philadelphia average?

The cost of living in Spring Garden is above the Philadelphia average. With a multiplier of 1.08x, everyday expenses including rent, food, and transportation are +8% compared to the city baseline.

Data Sources: Cost of living indices based on crowd-sourced price data and official statistics. Tax calculations follow 2026 rates. Sources include U.S. Bureau of Labor Statistics · U.S. Census Bureau · OECD Better Life Index. Figures are estimates and may vary based on individual circumstances.