San Diego, United States
+15% vs San Diego avgPoint Loma is a moderately-priced area within San Diego, with a cost of living index of 89.1 — that is +15% compared to the San Diego average. It sits around the middle of the pack at #9 out of 30 neighborhoods. Estimated rent for a one-bedroom apartment here is around $2,990/month, compared to a range of $1,768 in National City to $3,640 in Coronado.
For a typical resident of Point Loma, housing takes up roughly 52% of monthly expenses. Food and groceries account for about 15%, while transportation costs around 8%. To live comfortably here — meaning rent stays at or below 30% of gross income — you would need an annual salary of approximately $119,600 before tax.
Salaries in Point Loma reflect the local cost of living. Based on the neighborhood COLI of 89.1:
After tax and deductions of 31.5% in United States, take-home pay for someone earning $119,600 would be roughly $81,926/year. Use the salary converter to calculate an exact figure for your situation, including expat-specific tax adjustments.
Estimated annual deductions on a $66,825 salary in Point Loma, San Diego (local employee).
Rates shown are for a local employee. Use the salary converter for expat calculations.
What a $75,000 USD salary in Point Loma would need to be elsewhere:
| City | Currency | Equivalent |
|---|---|---|
| New York | USD | $66,825 |
| London | GBP | £57,509 |
| Dubai | AED | AED 334,378 |
| Neighborhood | COLI | Multiplier | vs Avg |
|---|---|---|---|
| Coronado | 108.5 | 1.40x | +40% |
| Rancho Santa Fe | 108.5 | 1.40x | +40% |
| Del Mar | 106.9 | 1.38x | +38% |
| La Jolla | 104.6 | 1.35x | +35% |
| Gaslamp Quarter | 94.5 | 1.22x | +22% |
See exactly what you need to earn in Point Loma, San Diego to maintain your lifestyle.
Open Salary ConverterNeighborhoods with a similar cost of living to Point Loma:
Yes, Point Loma is one of the more expensive neighborhoods in San Diego. It costs about +15% more than the city average, ranking #9 out of 30 neighborhoods.
The cost of living in Point Loma is above the San Diego average. With a multiplier of 1.15x, everyday expenses including rent, food, and transportation are +15% compared to the city baseline.