San Francisco, United States
+15% vs San Francisco avgSoMa is a moderately-priced area within San Francisco, with a cost of living index of 112.2 — that is +15% compared to the San Francisco average. It sits around the middle of the pack at #7 out of 24 neighborhoods. Estimated rent for a one-bedroom apartment here is around $3,680/month, compared to a range of $2,400 in Bayview to $4,096 in Palo Alto.
For a typical resident of SoMa, housing takes up roughly 52% of monthly expenses. Food and groceries account for about 15%, while transportation costs around 8%. To live comfortably here — meaning rent stays at or below 30% of gross income — you would need an annual salary of approximately $147,200 before tax.
Salaries in SoMa reflect the local cost of living. Based on the neighborhood COLI of 112.2:
After tax and deductions of 33.1% in United States, take-home pay for someone earning $147,200 would be roughly $98,477/year. Use the salary converter to calculate an exact figure for your situation, including expat-specific tax adjustments.
Estimated annual deductions on a $84,150 salary in SoMa, San Francisco (local employee).
Rates shown are for a local employee. Use the salary converter for expat calculations.
What a $75,000 USD salary in SoMa would need to be elsewhere:
| City | Currency | Equivalent |
|---|---|---|
| New York | USD | $84,150 |
| London | GBP | £72,418 |
| Dubai | AED | AED 421,069 |
| Neighborhood | COLI | Multiplier | vs Avg |
|---|---|---|---|
| Palo Alto | 124.9 | 1.28x | +28% |
| Pacific Heights | 122.0 | 1.25x | +25% |
| Marina District | 119.1 | 1.22x | +22% |
| Financial District | 117.1 | 1.20x | +20% |
| Russian Hill | 117.1 | 1.20x | +20% |
See exactly what you need to earn in SoMa, San Francisco to maintain your lifestyle.
Open Salary ConverterNeighborhoods with a similar cost of living to SoMa:
Yes, SoMa is one of the more expensive neighborhoods in San Francisco. It costs about +15% more than the city average, ranking #7 out of 24 neighborhoods.
The cost of living in SoMa is above the San Francisco average. With a multiplier of 1.15x, everyday expenses including rent, food, and transportation are +15% compared to the city baseline.