Is Midtown Expensive?

Toronto, Canada

+12% vs Toronto avg

Living in Midtown, Toronto

Midtown is a moderately-priced area within Toronto, with a cost of living index of 69.8 — that is +12% compared to the Toronto average. It sits around the middle of the pack at #7 out of 24 neighborhoods. Estimated rent for a one-bedroom apartment here is around C$3,033/month, compared to a range of C$2,031 in Scarborough to C$3,520 in Yorkville.

Monthly Budget Breakdown

For a typical resident of Midtown, housing takes up roughly 50% of monthly expenses. Food and groceries account for about 15%, while transportation costs around 8%. To live comfortably here — meaning rent stays at or below 30% of gross income — you would need an annual salary of approximately C$121,311 before tax.

Typical Salaries in Midtown

Salaries in Midtown reflect the local cost of living. Based on the neighborhood COLI of 69.8:

After tax and deductions of 31.9% in Canada, take-home pay for someone earning C$121,311 would be roughly C$82,613/year. Use the salary converter to calculate an exact figure for your situation, including expat-specific tax adjustments.

Key Stats

69.8
COLI Index
1.12x
vs City Avg
C$3,033
Est. 1BR Rent
#7
of 24 Areas
31.9%
Total Deductions

Tax & Deductions in Midtown

Estimated annual deductions on a C$70,877 salary in Midtown, Toronto (local employee).

Income Tax
16%
CPP + EI
6.6%
Provincial Tax (Ontario)
9.15%
Total Deductions: 31.9%
Est. Take-Home: C$48,277/yr

Rates shown are for a local employee. Use the salary converter for expat calculations.

Salary Equivalents

What a $75,000 USD salary in Midtown would need to be elsewhere:

City Currency Equivalent
New York USD $52,350
London GBP £45,052
Dubai AED AED 261,948

Other Neighborhoods in Toronto

Neighborhood COLI Multiplier vs Avg
Yorkville 81.0 1.30x +30%
Forest Hill 79.7 1.28x +28%
King West 76.0 1.22x +22%
Downtown Core 73.5 1.18x +18%
Distillery District 71.6 1.15x +15%

View all 24 neighborhoods in Toronto →

Convert Your Salary

See exactly what you need to earn in Midtown, Toronto to maintain your lifestyle.

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Similar Neighborhoods Worldwide

Neighborhoods with a similar cost of living to Midtown:

Clausen, Luxembourg City Nedlands, Perth South Perth, Perth Grey Lynn, Auckland Mission Bay, Auckland Hyde Park, Austin

Frequently Asked Questions

Is Midtown expensive in Toronto?

Yes, Midtown is one of the more expensive neighborhoods in Toronto. It costs about +12% more than the city average, ranking #7 out of 24 neighborhoods.

How does Midtown compare to the Toronto average?

The cost of living in Midtown is above the Toronto average. With a multiplier of 1.12x, everyday expenses including rent, food, and transportation are +12% compared to the city baseline.

Data Sources: Cost of living indices based on crowd-sourced price data and official statistics. Tax calculations follow 2026 rates. Sources include Statistics Canada · Canada Revenue Agency · OECD Better Life Index. Figures are estimates and may vary based on individual circumstances.