Amsterdam VS Montreal

Cost of Living & Salary Comparison 2026

Amsterdam
Netherlands
82.6
COLI Index
#8
Global Rank
EUR
Currency
Montreal
Canada
52.1
COLI Index
#53
Global Rank
CAD
Currency

Key Differences

Cost of Living
82.6
52.1
1BR Rent (USD/mo)
$1,800
$1,400
Total Deductions
37.0%
36.8%
Exchange Rate
1 EUR = 1.5968 CAD
Is Amsterdam cheaper than Montreal?

Yes, Montreal is 37% cheaper than Amsterdam based on our cost of living index. Montreal has a COLI of 52.1, while Amsterdam has a COLI of 82.6. 37% cheaper

Key Takeaways: Amsterdam vs Montreal

Overall, Montreal is approximately 37% cheaper than Amsterdam based on our cost of living index. Amsterdam has a COLI of 82.6 (ranked #8 of 182 cities), while Montreal has a COLI of 52.1 (ranked #53).

When it comes to housing, one-bedroom apartment rent in Amsterdam averages $1,800/month compared to $1,400/month in Montreal. That makes Montreal approximately 22% cheaper for rent alone.

Montreal has lower total deductions (36.8%) compared to Amsterdam (37.0%), meaning you keep more of your gross salary in Montreal. When evaluating a relocation, remember that total deductions directly impact your take-home pay and should be weighed alongside cost of living differences.

Tax & Deductions Comparison

Full breakdown of mandatory payroll deductions for a mid-range salary as a local employee in each city.

Amsterdam

Income Tax
17%
Social Premiums
20.1%
Total: 37.0%Take-Home: €33,108/yr

Montreal

Income Tax
15%
CPP + EI
6.8%
Provincial Tax (Québec)
15%
Total: 36.8%Take-Home: C$33,435/yr

Rates shown for local employees. Expat deductions may differ — use the main converter for personalized calculations.

Salary Equivalent

If you earn €63,592 in Amsterdam, you would need approximately C$64,049 in Montreal to maintain the same purchasing power. That is 37% less thanks to lower cost of living.

Salary Comparison by Job Title

Estimated mid-level annual salaries in local currency, adjusted for each city's cost of living:

Job Title Amsterdam (EUR) Montreal (CAD)
Doctor (General) €126,065 C$126,970
Software Engineer €59,530 C$59,958
Product Manager €70,036 C$70,539
Lawyer €70,036 C$70,539
Data Scientist €66,534 C$67,012
Marketing Manager €50,426 C$50,788
Teacher €33,617 C$33,859
Nurse €40,621 C$40,913

Salary estimates are adjusted by each city's COLI relative to the New York baseline. Actual salaries vary by company, experience, and industry.

Neighborhoods

Amsterdam (Top 5)

NeighborhoodMultiplier
Canal Ring (Centrum)1.30x (+30%)
Oud-Zuid1.28x (+28%)
Jordaan1.25x (+25%)
Zuidas1.20x (+20%)
Oud-West1.15x (+15%)

Montreal (Top 5)

NeighborhoodMultiplier
Westmount1.30x (+30%)
Old Montreal1.22x (+22%)
Outremont1.20x (+20%)
Plateau Mont-Royal1.18x (+18%)
Griffintown1.15x (+15%)

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Frequently Asked Questions

Is Amsterdam or Montreal more expensive?

Amsterdam is more expensive overall. Amsterdam has a COLI of 82.6 while Montreal has a COLI of 52.1, making Montreal approximately 37% cheaper.

What salary in Montreal equals €63,592 in Amsterdam?

To maintain the same standard of living as €63,592 in Amsterdam, you would need approximately C$64,049 in Montreal.

Is rent cheaper in Amsterdam or Montreal?

Average one-bedroom rent in Amsterdam is $1,800/month compared to $1,400/month in Montreal. Montreal has lower rent by approximately 22%.

Which city has lower taxes, Amsterdam or Montreal?

Montreal has lower total deductions (36.8%) compared to Amsterdam (37.0%), meaning you keep more of your gross salary in Montreal.

Explore Each City

Data Sources & Methodology

Cost of living indices (COLI) are benchmarked to New York City = 100 and derived from Numbeo and Expatistan crowd-sourced price surveys, cross-referenced with national statistics agencies. Rent data from Numbeo Property Prices.

Salary ranges are compiled from the U.S. Bureau of Labor Statistics (OES), Glassdoor, and PayScale. Tax rates are approximate effective rates for mid-range earners based on OECD Taxing Wages and national tax authorities. Exchange rates from the European Central Bank. Neighborhood multipliers are estimated from local rental indices and property data.

Last updated: 2026-02-28. Data is refreshed periodically. All figures are estimates for informational purposes only.