Cost of Living & Salary Comparison 2026
Yes, Warsaw is 7% cheaper than Athens based on our cost of living index. Warsaw has a COLI of 28.4, while Athens has a COLI of 30.6. 7% cheaper
Overall, Warsaw is approximately 7% cheaper than Athens based on our cost of living index. Athens has a COLI of 30.6 (ranked #82 of 182 cities), while Warsaw has a COLI of 28.4 (ranked #87).
When it comes to housing, one-bedroom apartment rent in Athens averages $700/month compared to $700/month in Warsaw. That makes Warsaw approximately 0% cheaper for rent alone.
Warsaw has lower total deductions (21.4%) compared to Athens (29.2%), meaning you keep more of your gross salary in Warsaw. When evaluating a relocation, remember that total deductions directly impact your take-home pay and should be weighed alongside cost of living differences.
Full breakdown of mandatory payroll deductions for a mid-range salary as a local employee in each city.
Rates shown for local employees. Expat deductions may differ — use the main converter for personalized calculations.
If you earn €63,592 in Athens, you would need approximately zł 272,561 in Warsaw to maintain the same purchasing power. That is 7% less thanks to lower cost of living.
Estimated mid-level annual salaries in local currency, adjusted for each city's cost of living:
| Job Title | Athens (EUR) | Warsaw (PLN) |
|---|---|---|
| Doctor (General) | €46,702 | zł 200,169 |
| Software Engineer | €22,054 | zł 94,524 |
| Product Manager | €25,945 | zł 111,205 |
| Lawyer | €25,945 | zł 111,205 |
| Data Scientist | €24,648 | zł 105,645 |
| Marketing Manager | €18,681 | zł 80,067 |
| Teacher | €12,454 | zł 53,378 |
| Nurse | €15,048 | zł 64,499 |
Salary estimates are adjusted by each city's COLI relative to the New York baseline. Actual salaries vary by company, experience, and industry.
| Neighborhood | Multiplier |
|---|---|
| Kolonaki | 1.30x (+30%) |
| Vouliagmeni | 1.25x (+25%) |
| Kifissia | 1.22x (+22%) |
| Plaka | 1.18x (+18%) |
| Filothei | 1.18x (+18%) |
| Neighborhood | Multiplier |
|---|---|
| Śródmieście (Centre) | 1.25x (+25%) |
| Wilanów | 1.18x (+18%) |
| Żoliborz | 1.15x (+15%) |
| Stary Mokotów | 1.15x (+15%) |
| Mokotów | 1.12x (+12%) |
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Open Salary ConverterAthens is more expensive overall. Athens has a COLI of 30.6 while Warsaw has a COLI of 28.4, making Warsaw approximately 7% cheaper.
To maintain the same standard of living as €63,592 in Athens, you would need approximately zł 272,561 in Warsaw.
Average one-bedroom rent in Athens is $700/month compared to $700/month in Warsaw. Warsaw has lower rent by approximately 0%.
Warsaw has lower total deductions (21.4%) compared to Athens (29.2%), meaning you keep more of your gross salary in Warsaw.
Cost of living indices (COLI) are benchmarked to New York City = 100 and derived from Numbeo and Expatistan crowd-sourced price surveys, cross-referenced with national statistics agencies. Rent data from Numbeo Property Prices.
Salary ranges are compiled from the U.S. Bureau of Labor Statistics (OES), Glassdoor, and PayScale. Tax rates are approximate effective rates for mid-range earners based on OECD Taxing Wages and national tax authorities. Exchange rates from the European Central Bank. Neighborhood multipliers are estimated from local rental indices and property data.
Last updated: 2026-02-28. Data is refreshed periodically. All figures are estimates for informational purposes only.