Boston VS Denver

Cost of Living & Salary Comparison 2026

Boston
United States
82.4
COLI Index
#9
Global Rank
USD
Currency
Denver
United States
65.7
COLI Index
#30
Global Rank
USD
Currency

Key Differences

Cost of Living
82.4
65.7
1BR Rent (USD/mo)
$2,800
$1,900
Total Deductions
30.6%
24.0%
Exchange Rate
1 USD = 1.0000 USD
Is Boston cheaper than Denver?

Yes, Denver is 20% cheaper than Boston based on our cost of living index. Denver has a COLI of 65.7, while Boston has a COLI of 82.4. 20% cheaper

Key Takeaways: Boston vs Denver

Overall, Denver is approximately 20% cheaper than Boston based on our cost of living index. Boston has a COLI of 82.4 (ranked #9 of 182 cities), while Denver has a COLI of 65.7 (ranked #30).

When it comes to housing, one-bedroom apartment rent in Boston averages $2,800/month compared to $1,900/month in Denver. That makes Denver approximately 32% cheaper for rent alone.

Denver has lower total deductions (24.0%) compared to Boston (30.6%), meaning you keep more of your gross salary in Denver. When evaluating a relocation, remember that total deductions directly impact your take-home pay and should be weighed alongside cost of living differences.

Tax & Deductions Comparison

Full breakdown of mandatory payroll deductions for a mid-range salary as a local employee in each city.

Boston

Income Tax
14%
Social Security + Medicare (FICA)
7.6%
State Income Tax (MA)
9.0%
Total: 30.6%Take-Home: $42,861/yr

Denver

Income Tax
12%
Social Security + Medicare (FICA)
7.6%
State Income Tax (CO)
4.4%
Total: 24.0%Take-Home: $37,444/yr

Rates shown for local employees. Expat deductions may differ — use the main converter for personalized calculations.

Salary Equivalent

If you earn $75,000 in Boston, you would need approximately $59,800 in Denver to maintain the same purchasing power. That is 20% less thanks to lower cost of living.

Salary Comparison by Job Title

Estimated mid-level annual salaries in local currency, adjusted for each city's cost of living:

Job Title Boston (USD) Denver (USD)
Doctor (General) $148,320 $118,260
Software Engineer $70,040 $55,845
Product Manager $82,400 $65,700
Lawyer $82,400 $65,700
Data Scientist $78,280 $62,415
Marketing Manager $59,328 $47,304
Teacher $39,552 $31,536
Nurse $47,792 $38,106

Salary estimates are adjusted by each city's COLI relative to the New York baseline. Actual salaries vary by company, experience, and industry.

Neighborhoods

Boston (Top 5)

NeighborhoodMultiplier
Back Bay1.30x (+30%)
Beacon Hill1.28x (+28%)
Seaport1.25x (+25%)
Cambridge (Kendall Sq)1.20x (+20%)
South End1.18x (+18%)

Denver (Top 5)

NeighborhoodMultiplier
Cherry Creek1.28x (+28%)
LoDo (Lower Downtown)1.22x (+22%)
RiNo (River North)1.15x (+15%)
Hilltop1.15x (+15%)
Highlands1.12x (+12%)

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Frequently Asked Questions

Is Boston or Denver more expensive?

Boston is more expensive overall. Boston has a COLI of 82.4 while Denver has a COLI of 65.7, making Denver approximately 20% cheaper.

What salary in Denver equals $75,000 in Boston?

To maintain the same standard of living as $75,000 in Boston, you would need approximately $59,800 in Denver.

Is rent cheaper in Boston or Denver?

Average one-bedroom rent in Boston is $2,800/month compared to $1,900/month in Denver. Denver has lower rent by approximately 32%.

Which city has lower taxes, Boston or Denver?

Denver has lower total deductions (24.0%) compared to Boston (30.6%), meaning you keep more of your gross salary in Denver.

Explore Each City

Data Sources & Methodology

Cost of living indices (COLI) are benchmarked to New York City = 100 and derived from Numbeo and Expatistan crowd-sourced price surveys, cross-referenced with national statistics agencies. Rent data from Numbeo Property Prices.

Salary ranges are compiled from the U.S. Bureau of Labor Statistics (OES), Glassdoor, and PayScale. Tax rates are approximate effective rates for mid-range earners based on OECD Taxing Wages and national tax authorities. Exchange rates from the European Central Bank. Neighborhood multipliers are estimated from local rental indices and property data.

Last updated: 2026-02-28. Data is refreshed periodically. All figures are estimates for informational purposes only.