Boston VS Osaka

Cost of Living & Salary Comparison 2026

Boston
United States
82.4
COLI Index
#9
Global Rank
USD
Currency
Osaka
Japan
62.8
COLI Index
#38
Global Rank
JPY
Currency

Key Differences

Cost of Living
82.4
62.8
1BR Rent (USD/mo)
$2,800
$1,000
Total Deductions
30.6%
29.0%
Exchange Rate
1 USD = 154.9096 JPY

Key Takeaways: Boston vs Osaka

Overall, Osaka is approximately 24% cheaper than Boston based on our cost of living index. Boston has a COLI of 82.4 (ranked #9 of 113 cities), while Osaka has a COLI of 62.8 (ranked #38).

When it comes to housing, one-bedroom apartment rent in Boston averages $2,800/month compared to $1,000/month in Osaka. That makes Osaka approximately 64% cheaper for rent alone.

Osaka has lower total deductions (29.0%) compared to Boston (30.6%), meaning you keep more of your gross salary in Osaka. When evaluating a relocation, remember that total deductions directly impact your take-home pay and should be weighed alongside cost of living differences.

Tax & Deductions Comparison

Full breakdown of mandatory payroll deductions for a mid-range salary as a local employee in each city.

Boston

Income Tax
14%
Social Security + Medicare (FICA)
7.6%
State Income Tax (MA)
9.0%
Total: 30.6%Take-Home: $42,861/yr

Osaka

Income Tax
14%
Health + Pension + Employment
14.8%
Total: 29.0%Take-Home: ¥5,177,912/yr

Rates shown for local employees. Expat deductions may differ — use the main converter for personalized calculations.

Salary Equivalent

If you earn $75,000 in Boston, you would need approximately ¥8,854,665 in Osaka to maintain the same purchasing power. That is 24% less thanks to lower cost of living.

Lifestyle Equivalent by Job Title

COLI-scaled lifestyle equivalents of New York mid-range salaries — not local market pay. For verified/OECD local-market figures see salary pages.

Job Title Boston (USD) Osaka (JPY)
Doctor (General) $148,320 ¥17,510,986
Software Engineer $70,040 ¥8,269,077
Product Manager $82,400 ¥9,728,325
Lawyer $82,400 ¥9,728,325
Data Scientist $78,280 ¥9,241,909
Marketing Manager $59,328 ¥7,004,394
Teacher $39,552 ¥4,669,596
Nurse $47,792 ¥5,642,429

These are COLI lifestyle equivalents of the New York mid baseline, not typical local market pay. See methodology and profession×city salary pages for market figures with source badges.

Neighborhoods

Boston (Top 5)

NeighborhoodMultiplier
Back Bay1.30x (+30%)
Beacon Hill1.28x (+28%)
Seaport1.25x (+25%)
Cambridge (Kendall Sq)1.20x (+20%)
South End1.18x (+18%)

Osaka (Top 5)

NeighborhoodMultiplier
Kita (Umeda)1.22x (+22%)
Chuo (Namba)1.18x (+18%)
Shinsaibashi1.15x (+15%)
Fukushima1.10x (+10%)
Tennoji1.08x (+8%)

Get Your Exact Number

Use our converter with 2,400+ neighborhood adjustments for a precise salary comparison

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Frequently Asked Questions

Is Boston or Osaka more expensive?

Boston is more expensive overall. Boston has a COLI of 82.4 while Osaka has a COLI of 62.8, making Osaka approximately 24% cheaper.

What salary in Osaka equals $75,000 in Boston?

To maintain the same standard of living as $75,000 in Boston, you would need approximately ¥8,854,665 in Osaka.

Is rent cheaper in Boston or Osaka?

Average one-bedroom rent in Boston is $2,800/month compared to $1,000/month in Osaka. Osaka has lower rent by approximately 64%.

Which city has lower taxes, Boston or Osaka?

Osaka has lower total deductions (29.0%) compared to Boston (30.6%), meaning you keep more of your gross salary in Osaka.

Explore Each City

Data Sources & Methodology

Cost of living indices (COLI) are benchmarked to New York City = 100 and derived from Numbeo and Expatistan crowd-sourced price surveys, cross-referenced with national statistics agencies. Rent data from Numbeo Property Prices.

Salary ranges are compiled from the U.S. Bureau of Labor Statistics (OES), Glassdoor, and PayScale. Tax rates are approximate effective rates for mid-range earners based on OECD Taxing Wages and national tax authorities. Exchange rates from the European Central Bank. Neighborhood multipliers are estimated from local rental indices and property data.

Last updated: 2026-08-31. Data is refreshed periodically. All figures are estimates for informational purposes only.