Cost of Living & Salary Comparison 2026
Yes, Budapest is 58% cheaper than Osaka based on our cost of living index. Budapest has a COLI of 26.1, while Osaka has a COLI of 62.8. 58% cheaper
Overall, Budapest is approximately 58% cheaper than Osaka based on our cost of living index. Budapest has a COLI of 26.1 (ranked #92 of 182 cities), while Osaka has a COLI of 62.8 (ranked #38).
When it comes to housing, one-bedroom apartment rent in Budapest averages $600/month compared to $1,000/month in Osaka. That makes Budapest approximately 40% cheaper for rent alone.
Osaka has lower total deductions (29.0%) compared to Budapest (33.5%), meaning you keep more of your gross salary in Osaka. When evaluating a relocation, remember that total deductions directly impact your take-home pay and should be weighed alongside cost of living differences.
Full breakdown of mandatory payroll deductions for a mid-range salary as a local employee in each city.
Rates shown for local employees. Expat deductions may differ — use the main converter for personalized calculations.
If you earn Ft 26,939,006 in Budapest, you would need approximately ¥27,954,958 in Osaka to maintain the same purchasing power. That is 58% more due to higher cost of living.
Estimated mid-level annual salaries in local currency, adjusted for each city's cost of living:
| Job Title | Budapest (HUF) | Osaka (JPY) |
|---|---|---|
| Doctor (General) | Ft 16,874,593 | ¥17,510,986 |
| Software Engineer | Ft 7,968,558 | ¥8,269,077 |
| Product Manager | Ft 9,374,774 | ¥9,728,325 |
| Lawyer | Ft 9,374,774 | ¥9,728,325 |
| Data Scientist | Ft 8,906,035 | ¥9,241,909 |
| Marketing Manager | Ft 6,749,837 | ¥7,004,394 |
| Teacher | Ft 4,499,892 | ¥4,669,596 |
| Nurse | Ft 5,437,369 | ¥5,642,429 |
Salary estimates are adjusted by each city's COLI relative to the New York baseline. Actual salaries vary by company, experience, and industry.
| Neighborhood | Multiplier |
|---|---|
| District V (Belváros) | 1.30x (+30%) |
| District I (Buda Castle) | 1.22x (+22%) |
| District II (Buda Hills) | 1.18x (+18%) |
| District VI (Terézváros) | 1.15x (+15%) |
| District XII (Hegyvidék) | 1.15x (+15%) |
| Neighborhood | Multiplier |
|---|---|
| Kita (Umeda) | 1.22x (+22%) |
| Chuo (Namba) | 1.18x (+18%) |
| Shinsaibashi | 1.15x (+15%) |
| Fukushima | 1.10x (+10%) |
| Tennoji | 1.08x (+8%) |
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Open Salary ConverterOsaka is more expensive overall. Budapest has a COLI of 26.1 while Osaka has a COLI of 62.8, making Budapest approximately 58% cheaper.
To maintain the same standard of living as Ft 26,939,006 in Budapest, you would need approximately ¥27,954,958 in Osaka.
Average one-bedroom rent in Budapest is $600/month compared to $1,000/month in Osaka. Budapest has lower rent by approximately 40%.
Osaka has lower total deductions (29.0%) compared to Budapest (33.5%), meaning you keep more of your gross salary in Osaka.
Cost of living indices (COLI) are benchmarked to New York City = 100 and derived from Numbeo and Expatistan crowd-sourced price surveys, cross-referenced with national statistics agencies. Rent data from Numbeo Property Prices.
Salary ranges are compiled from the U.S. Bureau of Labor Statistics (OES), Glassdoor, and PayScale. Tax rates are approximate effective rates for mid-range earners based on OECD Taxing Wages and national tax authorities. Exchange rates from the European Central Bank. Neighborhood multipliers are estimated from local rental indices and property data.
Last updated: 2026-02-28. Data is refreshed periodically. All figures are estimates for informational purposes only.