Chiang Mai VS Krakow

Cost of Living & Salary Comparison 2026

Chiang Mai
Thailand
22.6
COLI Index
#104
Global Rank
THB
Currency
Krakow
Poland
23.8
COLI Index
#101
Global Rank
PLN
Currency

Key Differences

Cost of Living
22.6
23.8
1BR Rent (USD/mo)
$350
$550
Total Deductions
7.7%
20.6%
Exchange Rate
1 THB = 0.1263 PLN
Is Chiang Mai cheaper than Krakow?

Yes, Chiang Mai is 5% cheaper than Krakow based on our cost of living index. Chiang Mai has a COLI of 22.6, while Krakow has a COLI of 23.8. 5% cheaper

Key Takeaways: Chiang Mai vs Krakow

Overall, Chiang Mai is approximately 5% cheaper than Krakow based on our cost of living index. Chiang Mai has a COLI of 22.6 (ranked #104 of 182 cities), while Krakow has a COLI of 23.8 (ranked #101).

When it comes to housing, one-bedroom apartment rent in Chiang Mai averages $350/month compared to $550/month in Krakow. That makes Chiang Mai approximately 36% cheaper for rent alone.

Chiang Mai has lower total deductions (7.7%) compared to Krakow (20.6%), meaning you keep more of your gross salary in Chiang Mai. When evaluating a relocation, remember that total deductions directly impact your take-home pay and should be weighed alongside cost of living differences.

Tax & Deductions Comparison

Full breakdown of mandatory payroll deductions for a mid-range salary as a local employee in each city.

Chiang Mai

Income Tax
6%
Social Security
1.7%
Total: 7.7%Take-Home: ฿485,013/yr

Krakow

Income Tax
7%
ZUS Contributions
13.7%
Total: 20.6%Take-Home: zł 55,525/yr

Rates shown for local employees. Expat deductions may differ — use the main converter for personalized calculations.

Salary Equivalent

If you earn ฿2,324,379 in Chiang Mai, you would need approximately zł 309,268 in Krakow to maintain the same purchasing power. That is 5% more due to higher cost of living.

Salary Comparison by Job Title

Estimated mid-level annual salaries in local currency, adjusted for each city's cost of living:

Job Title Chiang Mai (THB) Krakow (PLN)
Doctor (General) ฿1,260,743 zł 167,747
Software Engineer ฿595,351 zł 79,214
Product Manager ฿700,413 zł 93,193
Lawyer ฿700,413 zł 93,193
Data Scientist ฿665,392 zł 88,533
Marketing Manager ฿504,297 zł 67,099
Teacher ฿336,198 zł 44,733
Nurse ฿406,239 zł 54,052

Salary estimates are adjusted by each city's COLI relative to the New York baseline. Actual salaries vary by company, experience, and industry.

Neighborhoods

Chiang Mai (Top 5)

NeighborhoodMultiplier
Nimmanhaemin1.22x (+22%)
Old City1.15x (+15%)
Tha Phae1.10x (+10%)
Chang Khlan (Night Bazaar)1.08x (+8%)
Santitham1.05x (+5%)

Krakow (Top 5)

NeighborhoodMultiplier
Old Town (Stare Miasto)1.28x (+28%)
Kazimierz1.18x (+18%)
Zwierzyniec1.10x (+10%)
Zabłocie1.08x (+8%)
Podgórze1.05x (+5%)

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Frequently Asked Questions

Is Chiang Mai or Krakow more expensive?

Krakow is more expensive overall. Chiang Mai has a COLI of 22.6 while Krakow has a COLI of 23.8, making Chiang Mai approximately 5% cheaper.

What salary in Krakow equals ฿2,324,379 in Chiang Mai?

To maintain the same standard of living as ฿2,324,379 in Chiang Mai, you would need approximately zł 309,268 in Krakow.

Is rent cheaper in Chiang Mai or Krakow?

Average one-bedroom rent in Chiang Mai is $350/month compared to $550/month in Krakow. Chiang Mai has lower rent by approximately 36%.

Which city has lower taxes, Chiang Mai or Krakow?

Chiang Mai has lower total deductions (7.7%) compared to Krakow (20.6%), meaning you keep more of your gross salary in Chiang Mai.

Explore Each City

Data Sources & Methodology

Cost of living indices (COLI) are benchmarked to New York City = 100 and derived from Numbeo and Expatistan crowd-sourced price surveys, cross-referenced with national statistics agencies. Rent data from Numbeo Property Prices.

Salary ranges are compiled from the U.S. Bureau of Labor Statistics (OES), Glassdoor, and PayScale. Tax rates are approximate effective rates for mid-range earners based on OECD Taxing Wages and national tax authorities. Exchange rates from the European Central Bank. Neighborhood multipliers are estimated from local rental indices and property data.

Last updated: 2026-02-28. Data is refreshed periodically. All figures are estimates for informational purposes only.