Chiang Mai VS Riyadh

Cost of Living & Salary Comparison 2026

Chiang Mai
Thailand
22.6
COLI Index
#104
Global Rank
THB
Currency
Riyadh
Saudi Arabia
42.6
COLI Index
#63
Global Rank
SAR
Currency

Key Differences

Cost of Living
22.6
42.6
1BR Rent (USD/mo)
$350
$800
Total Deductions
7.7%
9.8%
Exchange Rate
1 THB = 0.1210 SAR
Is Chiang Mai cheaper than Riyadh?

Yes, Chiang Mai is 47% cheaper than Riyadh based on our cost of living index. Chiang Mai has a COLI of 22.6, while Riyadh has a COLI of 42.6. 47% cheaper

Key Takeaways: Chiang Mai vs Riyadh

Overall, Chiang Mai is approximately 47% cheaper than Riyadh based on our cost of living index. Chiang Mai has a COLI of 22.6 (ranked #104 of 182 cities), while Riyadh has a COLI of 42.6 (ranked #63).

When it comes to housing, one-bedroom apartment rent in Chiang Mai averages $350/month compared to $800/month in Riyadh. That makes Chiang Mai approximately 56% cheaper for rent alone.

Chiang Mai has lower total deductions (7.7%) compared to Riyadh (9.8%), meaning you keep more of your gross salary in Chiang Mai. Saudi Arabia is a tax-free jurisdiction, which is a significant financial advantage. When evaluating a relocation, remember that total deductions directly impact your take-home pay and should be weighed alongside cost of living differences.

Tax & Deductions Comparison

Full breakdown of mandatory payroll deductions for a mid-range salary as a local employee in each city.

Chiang Mai

Income Tax
6%
Social Security
1.7%
Total: 7.7%Take-Home: ฿485,013/yr

Riyadh

Income Tax
0%
GOSI
9.8%
Total: 9.8%Take-Home: SAR 108,131/yr

Rates shown for local employees. Expat deductions may differ — use the main converter for personalized calculations.

Salary Equivalent

If you earn ฿2,324,379 in Chiang Mai, you would need approximately SAR 530,144 in Riyadh to maintain the same purchasing power. That is 47% more due to higher cost of living.

Salary Comparison by Job Title

Estimated mid-level annual salaries in local currency, adjusted for each city's cost of living:

Job Title Chiang Mai (THB) Riyadh (SAR)
Doctor (General) ฿1,260,743 SAR 287,550
Software Engineer ฿595,351 SAR 135,788
Product Manager ฿700,413 SAR 159,750
Lawyer ฿700,413 SAR 159,750
Data Scientist ฿665,392 SAR 151,762
Marketing Manager ฿504,297 SAR 115,020
Teacher ฿336,198 SAR 76,680
Nurse ฿406,239 SAR 92,655

Salary estimates are adjusted by each city's COLI relative to the New York baseline. Actual salaries vary by company, experience, and industry.

Neighborhoods

Chiang Mai (Top 5)

NeighborhoodMultiplier
Nimmanhaemin1.22x (+22%)
Old City1.15x (+15%)
Tha Phae1.10x (+10%)
Chang Khlan (Night Bazaar)1.08x (+8%)
Santitham1.05x (+5%)

Riyadh (Top 5)

NeighborhoodMultiplier
King Abdullah Financial District1.30x (+30%)
Al Olaya1.28x (+28%)
Diplomatic Quarter1.22x (+22%)
Al Nakheel1.18x (+18%)
Hittin1.15x (+15%)

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Frequently Asked Questions

Is Chiang Mai or Riyadh more expensive?

Riyadh is more expensive overall. Chiang Mai has a COLI of 22.6 while Riyadh has a COLI of 42.6, making Chiang Mai approximately 47% cheaper.

What salary in Riyadh equals ฿2,324,379 in Chiang Mai?

To maintain the same standard of living as ฿2,324,379 in Chiang Mai, you would need approximately SAR 530,144 in Riyadh.

Is rent cheaper in Chiang Mai or Riyadh?

Average one-bedroom rent in Chiang Mai is $350/month compared to $800/month in Riyadh. Chiang Mai has lower rent by approximately 56%.

Which city has lower taxes, Chiang Mai or Riyadh?

Chiang Mai has lower total deductions (7.7%) compared to Riyadh (9.8%), meaning you keep more of your gross salary in Chiang Mai. Saudi Arabia is a tax-free jurisdiction, which is a significant financial advantage.

Explore Each City

Data Sources & Methodology

Cost of living indices (COLI) are benchmarked to New York City = 100 and derived from Numbeo and Expatistan crowd-sourced price surveys, cross-referenced with national statistics agencies. Rent data from Numbeo Property Prices.

Salary ranges are compiled from the U.S. Bureau of Labor Statistics (OES), Glassdoor, and PayScale. Tax rates are approximate effective rates for mid-range earners based on OECD Taxing Wages and national tax authorities. Exchange rates from the European Central Bank. Neighborhood multipliers are estimated from local rental indices and property data.

Last updated: 2026-02-28. Data is refreshed periodically. All figures are estimates for informational purposes only.