Dallas VS Philadelphia

Cost of Living & Salary Comparison 2026

Dallas
United States
62.5
COLI Index
#39
Global Rank
USD
Currency
Philadelphia
United States
68.8
COLI Index
#25
Global Rank
USD
Currency

Key Differences

Cost of Living
62.5
68.8
1BR Rent (USD/mo)
$1,550
$1,550
Total Deductions
19.2%
23.1%
Exchange Rate
1 USD = 1.0000 USD
Is Dallas cheaper than Philadelphia?

Yes, Dallas is 9% cheaper than Philadelphia based on our cost of living index. Dallas has a COLI of 62.5, while Philadelphia has a COLI of 68.8. 9% cheaper

Key Takeaways: Dallas vs Philadelphia

Overall, Dallas is approximately 9% cheaper than Philadelphia based on our cost of living index. Dallas has a COLI of 62.5 (ranked #39 of 182 cities), while Philadelphia has a COLI of 68.8 (ranked #25).

When it comes to housing, one-bedroom apartment rent in Dallas averages $1,550/month compared to $1,550/month in Philadelphia. That makes Philadelphia approximately 0% cheaper for rent alone.

Dallas has lower total deductions (19.2%) compared to Philadelphia (23.1%), meaning you keep more of your gross salary in Dallas. When evaluating a relocation, remember that total deductions directly impact your take-home pay and should be weighed alongside cost of living differences.

Tax & Deductions Comparison

Full breakdown of mandatory payroll deductions for a mid-range salary as a local employee in each city.

Dallas

Income Tax
12%
Social Security + Medicare (FICA)
7.6%
Total: 19.2%Take-Home: $37,896/yr

Philadelphia

Income Tax
12%
Social Security + Medicare (FICA)
7.6%
State Income Tax (PA)
3.07%
Total: 23.1%Take-Home: $39,663/yr

Rates shown for local employees. Expat deductions may differ — use the main converter for personalized calculations.

Salary Equivalent

If you earn $75,000 in Dallas, you would need approximately $82,560 in Philadelphia to maintain the same purchasing power. That is 9% more due to higher cost of living.

Salary Comparison by Job Title

Estimated mid-level annual salaries in local currency, adjusted for each city's cost of living:

Job Title Dallas (USD) Philadelphia (USD)
Doctor (General) $112,500 $123,840
Software Engineer $53,125 $58,480
Product Manager $62,500 $68,800
Lawyer $62,500 $68,800
Data Scientist $59,375 $65,360
Marketing Manager $45,000 $49,536
Teacher $30,000 $33,024
Nurse $36,250 $39,904

Salary estimates are adjusted by each city's COLI relative to the New York baseline. Actual salaries vary by company, experience, and industry.

Neighborhoods

Dallas (Top 5)

NeighborhoodMultiplier
Highland Park1.40x (+40%)
University Park1.35x (+35%)
Turtle Creek1.32x (+32%)
Uptown1.28x (+28%)
Preston Hollow1.25x (+25%)

Philadelphia (Top 5)

NeighborhoodMultiplier
Rittenhouse Square1.35x (+35%)
Society Hill1.28x (+28%)
Center City1.25x (+25%)
Fitler Square1.22x (+22%)
Bryn Mawr (Main Line)1.22x (+22%)

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Frequently Asked Questions

Is Dallas or Philadelphia more expensive?

Philadelphia is more expensive overall. Dallas has a COLI of 62.5 while Philadelphia has a COLI of 68.8, making Dallas approximately 9% cheaper.

What salary in Philadelphia equals $75,000 in Dallas?

To maintain the same standard of living as $75,000 in Dallas, you would need approximately $82,560 in Philadelphia.

Is rent cheaper in Dallas or Philadelphia?

Average one-bedroom rent in Dallas is $1,550/month compared to $1,550/month in Philadelphia. Philadelphia has lower rent by approximately 0%.

Which city has lower taxes, Dallas or Philadelphia?

Dallas has lower total deductions (19.2%) compared to Philadelphia (23.1%), meaning you keep more of your gross salary in Dallas.

Explore Each City

Data Sources & Methodology

Cost of living indices (COLI) are benchmarked to New York City = 100 and derived from Numbeo and Expatistan crowd-sourced price surveys, cross-referenced with national statistics agencies. Rent data from Numbeo Property Prices.

Salary ranges are compiled from the U.S. Bureau of Labor Statistics (OES), Glassdoor, and PayScale. Tax rates are approximate effective rates for mid-range earners based on OECD Taxing Wages and national tax authorities. Exchange rates from the European Central Bank. Neighborhood multipliers are estimated from local rental indices and property data.

Last updated: 2026-02-28. Data is refreshed periodically. All figures are estimates for informational purposes only.