Cost of Living & Salary Comparison 2026
Yes, Delhi is 13% cheaper than Mumbai based on our cost of living index. Delhi has a COLI of 19.5, while Mumbai has a COLI of 22.3. 13% cheaper
Overall, Delhi is approximately 13% cheaper than Mumbai based on our cost of living index. Delhi has a COLI of 19.5 (ranked #110 of 182 cities), while Mumbai has a COLI of 22.3 (ranked #106).
When it comes to housing, one-bedroom apartment rent in Delhi averages $350/month compared to $700/month in Mumbai. That makes Delhi approximately 50% cheaper for rent alone.
Delhi has lower total deductions (8.6%) compared to Mumbai (10.1%), meaning you keep more of your gross salary in Delhi. When evaluating a relocation, remember that total deductions directly impact your take-home pay and should be weighed alongside cost of living differences.
Full breakdown of mandatory payroll deductions for a mid-range salary as a local employee in each city.
Rates shown for local employees. Expat deductions may differ — use the main converter for personalized calculations.
If you earn ₹6,240,587 in Delhi, you would need approximately ₹7,136,672 in Mumbai to maintain the same purchasing power. That is 13% more due to higher cost of living.
Estimated mid-level annual salaries in local currency, adjusted for each city's cost of living:
| Job Title | Delhi (INR) | Mumbai (INR) |
|---|---|---|
| Doctor (General) | ₹2,920,595 | ₹3,339,962 |
| Software Engineer | ₹1,379,170 | ₹1,577,204 |
| Product Manager | ₹1,622,553 | ₹1,855,535 |
| Lawyer | ₹1,622,553 | ₹1,855,535 |
| Data Scientist | ₹1,541,425 | ₹1,762,758 |
| Marketing Manager | ₹1,168,238 | ₹1,335,985 |
| Teacher | ₹778,825 | ₹890,657 |
| Nurse | ₹941,081 | ₹1,076,210 |
Salary estimates are adjusted by each city's COLI relative to the New York baseline. Actual salaries vary by company, experience, and industry.
| Neighborhood | Multiplier |
|---|---|
| Lutyens Delhi | 1.40x (+40%) |
| South Delhi (GK) | 1.30x (+30%) |
| Chanakyapuri | 1.30x (+30%) |
| Greater Kailash | 1.25x (+25%) |
| Defence Colony | 1.22x (+22%) |
| Neighborhood | Multiplier |
|---|---|
| South Mumbai (Colaba) | 1.35x (+35%) |
| Bandra West | 1.28x (+28%) |
| Worli | 1.25x (+25%) |
| Juhu | 1.22x (+22%) |
| BKC | 1.20x (+20%) |
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Open Salary ConverterMumbai is more expensive overall. Delhi has a COLI of 19.5 while Mumbai has a COLI of 22.3, making Delhi approximately 13% cheaper.
To maintain the same standard of living as ₹6,240,587 in Delhi, you would need approximately ₹7,136,672 in Mumbai.
Average one-bedroom rent in Delhi is $350/month compared to $700/month in Mumbai. Delhi has lower rent by approximately 50%.
Delhi has lower total deductions (8.6%) compared to Mumbai (10.1%), meaning you keep more of your gross salary in Delhi.
Cost of living indices (COLI) are benchmarked to New York City = 100 and derived from Numbeo and Expatistan crowd-sourced price surveys, cross-referenced with national statistics agencies. Rent data from Numbeo Property Prices.
Salary ranges are compiled from the U.S. Bureau of Labor Statistics (OES), Glassdoor, and PayScale. Tax rates are approximate effective rates for mid-range earners based on OECD Taxing Wages and national tax authorities. Exchange rates from the European Central Bank. Neighborhood multipliers are estimated from local rental indices and property data.
Last updated: 2026-02-28. Data is refreshed periodically. All figures are estimates for informational purposes only.