Denver VS Seattle

Cost of Living & Salary Comparison 2026

Denver
United States
65.7
COLI Index
#30
Global Rank
USD
Currency
Seattle
United States
79.5
COLI Index
#13
Global Rank
USD
Currency

Key Differences

Cost of Living
65.7
79.5
1BR Rent (USD/mo)
$1,900
$2,200
Total Deductions
24.0%
21.4%
Exchange Rate
1 USD = 1.0000 USD
Is Denver cheaper than Seattle?

Yes, Denver is 17% cheaper than Seattle based on our cost of living index. Denver has a COLI of 65.7, while Seattle has a COLI of 79.5. 17% cheaper

Key Takeaways: Denver vs Seattle

Overall, Denver is approximately 17% cheaper than Seattle based on our cost of living index. Denver has a COLI of 65.7 (ranked #30 of 182 cities), while Seattle has a COLI of 79.5 (ranked #13).

When it comes to housing, one-bedroom apartment rent in Denver averages $1,900/month compared to $2,200/month in Seattle. That makes Denver approximately 14% cheaper for rent alone.

Seattle has lower total deductions (21.4%) compared to Denver (24.0%), meaning you keep more of your gross salary in Seattle. When evaluating a relocation, remember that total deductions directly impact your take-home pay and should be weighed alongside cost of living differences.

Tax & Deductions Comparison

Full breakdown of mandatory payroll deductions for a mid-range salary as a local employee in each city.

Denver

Income Tax
12%
Social Security + Medicare (FICA)
7.6%
State Income Tax (CO)
4.4%
Total: 24.0%Take-Home: $37,444/yr

Seattle

Income Tax
14%
Social Security + Medicare (FICA)
7.6%
Total: 21.4%Take-Home: $46,893/yr

Rates shown for local employees. Expat deductions may differ — use the main converter for personalized calculations.

Salary Equivalent

If you earn $75,000 in Denver, you would need approximately $90,753 in Seattle to maintain the same purchasing power. That is 17% more due to higher cost of living.

Salary Comparison by Job Title

Estimated mid-level annual salaries in local currency, adjusted for each city's cost of living:

Job Title Denver (USD) Seattle (USD)
Doctor (General) $118,260 $143,100
Software Engineer $55,845 $67,575
Product Manager $65,700 $79,500
Lawyer $65,700 $79,500
Data Scientist $62,415 $75,525
Marketing Manager $47,304 $57,240
Teacher $31,536 $38,160
Nurse $38,106 $46,110

Salary estimates are adjusted by each city's COLI relative to the New York baseline. Actual salaries vary by company, experience, and industry.

Neighborhoods

Denver (Top 5)

NeighborhoodMultiplier
Cherry Creek1.28x (+28%)
LoDo (Lower Downtown)1.22x (+22%)
RiNo (River North)1.15x (+15%)
Hilltop1.15x (+15%)
Highlands1.12x (+12%)

Seattle (Top 5)

NeighborhoodMultiplier
Mercer Island1.25x (+25%)
Downtown1.18x (+18%)
Bellevue1.15x (+15%)
South Lake Union1.15x (+15%)
Capitol Hill1.12x (+12%)

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Frequently Asked Questions

Is Denver or Seattle more expensive?

Seattle is more expensive overall. Denver has a COLI of 65.7 while Seattle has a COLI of 79.5, making Denver approximately 17% cheaper.

What salary in Seattle equals $75,000 in Denver?

To maintain the same standard of living as $75,000 in Denver, you would need approximately $90,753 in Seattle.

Is rent cheaper in Denver or Seattle?

Average one-bedroom rent in Denver is $1,900/month compared to $2,200/month in Seattle. Denver has lower rent by approximately 14%.

Which city has lower taxes, Denver or Seattle?

Seattle has lower total deductions (21.4%) compared to Denver (24.0%), meaning you keep more of your gross salary in Seattle.

Explore Each City

Data Sources & Methodology

Cost of living indices (COLI) are benchmarked to New York City = 100 and derived from Numbeo and Expatistan crowd-sourced price surveys, cross-referenced with national statistics agencies. Rent data from Numbeo Property Prices.

Salary ranges are compiled from the U.S. Bureau of Labor Statistics (OES), Glassdoor, and PayScale. Tax rates are approximate effective rates for mid-range earners based on OECD Taxing Wages and national tax authorities. Exchange rates from the European Central Bank. Neighborhood multipliers are estimated from local rental indices and property data.

Last updated: 2026-02-28. Data is refreshed periodically. All figures are estimates for informational purposes only.