Edinburgh VS Montreal

Cost of Living & Salary Comparison 2026

Edinburgh
United Kingdom
62.1
COLI Index
#41
Global Rank
GBP
Currency
Montreal
Canada
52.1
COLI Index
#53
Global Rank
CAD
Currency

Key Differences

Cost of Living
62.1
52.1
1BR Rent (USD/mo)
$1,300
$1,400
Total Deductions
25.1%
36.8%
Exchange Rate
1 GBP = 1.7980 CAD
Is Edinburgh cheaper than Montreal?

Yes, Montreal is 16% cheaper than Edinburgh based on our cost of living index. Montreal has a COLI of 52.1, while Edinburgh has a COLI of 62.1. 16% cheaper

Key Takeaways: Edinburgh vs Montreal

Overall, Montreal is approximately 16% cheaper than Edinburgh based on our cost of living index. Edinburgh has a COLI of 62.1 (ranked #41 of 182 cities), while Montreal has a COLI of 52.1 (ranked #53).

When it comes to housing, one-bedroom apartment rent in Edinburgh averages $1,300/month compared to $1,400/month in Montreal. That makes Edinburgh approximately 7% cheaper for rent alone.

Edinburgh has lower total deductions (25.1%) compared to Montreal (36.8%), meaning you keep more of your gross salary in Edinburgh. When evaluating a relocation, remember that total deductions directly impact your take-home pay and should be weighed alongside cost of living differences.

Tax & Deductions Comparison

Full breakdown of mandatory payroll deductions for a mid-range salary as a local employee in each city.

Edinburgh

Income Tax
13%
National Insurance (NI)
8.0%
Council Tax (avg)
4.3%
Total: 25.1%Take-Home: £26,266/yr

Montreal

Income Tax
15%
CPP + EI
6.8%
Provincial Tax (Québec)
15%
Total: 36.8%Take-Home: C$33,435/yr

Rates shown for local employees. Expat deductions may differ — use the main converter for personalized calculations.

Salary Equivalent

If you earn £56,476 in Edinburgh, you would need approximately C$85,192 in Montreal to maintain the same purchasing power. That is 16% less thanks to lower cost of living.

Salary Comparison by Job Title

Estimated mid-level annual salaries in local currency, adjusted for each city's cost of living:

Job Title Edinburgh (GBP) Montreal (CAD)
Doctor (General) £84,172 C$126,970
Software Engineer £39,748 C$59,958
Product Manager £46,762 C$70,539
Lawyer £46,762 C$70,539
Data Scientist £44,424 C$67,012
Marketing Manager £33,669 C$50,788
Teacher £22,446 C$33,859
Nurse £27,122 C$40,913

Salary estimates are adjusted by each city's COLI relative to the New York baseline. Actual salaries vary by company, experience, and industry.

Neighborhoods

Edinburgh (Top 5)

NeighborhoodMultiplier
New Town1.25x (+25%)
Old Town1.18x (+18%)
Stockbridge1.15x (+15%)
Dean Village1.15x (+15%)
Morningside1.10x (+10%)

Montreal (Top 5)

NeighborhoodMultiplier
Westmount1.30x (+30%)
Old Montreal1.22x (+22%)
Outremont1.20x (+20%)
Plateau Mont-Royal1.18x (+18%)
Griffintown1.15x (+15%)

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Frequently Asked Questions

Is Edinburgh or Montreal more expensive?

Edinburgh is more expensive overall. Edinburgh has a COLI of 62.1 while Montreal has a COLI of 52.1, making Montreal approximately 16% cheaper.

What salary in Montreal equals £56,476 in Edinburgh?

To maintain the same standard of living as £56,476 in Edinburgh, you would need approximately C$85,192 in Montreal.

Is rent cheaper in Edinburgh or Montreal?

Average one-bedroom rent in Edinburgh is $1,300/month compared to $1,400/month in Montreal. Edinburgh has lower rent by approximately 7%.

Which city has lower taxes, Edinburgh or Montreal?

Edinburgh has lower total deductions (25.1%) compared to Montreal (36.8%), meaning you keep more of your gross salary in Edinburgh.

Explore Each City

Data Sources & Methodology

Cost of living indices (COLI) are benchmarked to New York City = 100 and derived from Numbeo and Expatistan crowd-sourced price surveys, cross-referenced with national statistics agencies. Rent data from Numbeo Property Prices.

Salary ranges are compiled from the U.S. Bureau of Labor Statistics (OES), Glassdoor, and PayScale. Tax rates are approximate effective rates for mid-range earners based on OECD Taxing Wages and national tax authorities. Exchange rates from the European Central Bank. Neighborhood multipliers are estimated from local rental indices and property data.

Last updated: 2026-02-28. Data is refreshed periodically. All figures are estimates for informational purposes only.