Ho Chi Minh City VS Phuket

Cost of Living & Salary Comparison 2026

Ho Chi Minh City
Vietnam
26.4
COLI Index
#91
Global Rank
VND
Currency
Phuket
Thailand
30.5
COLI Index
#84
Global Rank
THB
Currency

Key Differences

Cost of Living
26.4
30.5
1BR Rent (USD/mo)
$500
$500
Total Deductions
27.6%
9.6%
Exchange Rate
1 VND = 0.0012 THB
Is Ho Chi Minh City cheaper than Phuket?

Yes, Ho Chi Minh City is 13% cheaper than Phuket based on our cost of living index. Ho Chi Minh City has a COLI of 26.4, while Phuket has a COLI of 30.5. 13% cheaper

Key Takeaways: Ho Chi Minh City vs Phuket

Overall, Ho Chi Minh City is approximately 13% cheaper than Phuket based on our cost of living index. Ho Chi Minh City has a COLI of 26.4 (ranked #91 of 182 cities), while Phuket has a COLI of 30.5 (ranked #84).

When it comes to housing, one-bedroom apartment rent in Ho Chi Minh City averages $500/month compared to $500/month in Phuket. That makes Phuket approximately 0% cheaper for rent alone.

Phuket has lower total deductions (9.6%) compared to Ho Chi Minh City (27.6%), meaning you keep more of your gross salary in Phuket. When evaluating a relocation, remember that total deductions directly impact your take-home pay and should be weighed alongside cost of living differences.

Tax & Deductions Comparison

Full breakdown of mandatory payroll deductions for a mid-range salary as a local employee in each city.

Ho Chi Minh City

Income Tax
17%
Social + Health + Unemployment
10.5%
Total: 27.6%Take-Home: ₫358,275,000/yr

Phuket

Income Tax
8%
Social Security
1.3%
Total: 9.6%Take-Home: ฿641,095/yr

Rates shown for local employees. Expat deductions may differ — use the main converter for personalized calculations.

Salary Equivalent

If you earn ₫1,875,000,000 in Ho Chi Minh City, you would need approximately ฿2,685,362 in Phuket to maintain the same purchasing power. That is 13% more due to higher cost of living.

Salary Comparison by Job Title

Estimated mid-level annual salaries in local currency, adjusted for each city's cost of living:

Job Title Ho Chi Minh City (VND) Phuket (THB)
Doctor (General) ₫1,188,000,000 ฿1,701,445
Software Engineer ₫561,000,000 ฿803,460
Product Manager ₫660,000,000 ฿945,247
Lawyer ₫660,000,000 ฿945,247
Data Scientist ₫627,000,000 ฿897,985
Marketing Manager ₫475,200,000 ฿680,578
Teacher ₫316,800,000 ฿453,719
Nurse ₫382,800,000 ฿548,243

Salary estimates are adjusted by each city's COLI relative to the New York baseline. Actual salaries vary by company, experience, and industry.

Neighborhoods

Ho Chi Minh City (Top 5)

NeighborhoodMultiplier
District 11.30x (+30%)
District 2 (Thao Dien)1.22x (+22%)
District 31.15x (+15%)
District 7 (Phu My Hung)1.12x (+12%)
Binh Thanh1.02x (+2%)

Phuket (Top 5)

NeighborhoodMultiplier
Patong1.22x (+22%)
Surin1.20x (+20%)
Bang Tao1.18x (+18%)
Kamala1.15x (+15%)
Kata Noi1.15x (+15%)

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Frequently Asked Questions

Is Ho Chi Minh City or Phuket more expensive?

Phuket is more expensive overall. Ho Chi Minh City has a COLI of 26.4 while Phuket has a COLI of 30.5, making Ho Chi Minh City approximately 13% cheaper.

What salary in Phuket equals ₫1,875,000,000 in Ho Chi Minh City?

To maintain the same standard of living as ₫1,875,000,000 in Ho Chi Minh City, you would need approximately ฿2,685,362 in Phuket.

Is rent cheaper in Ho Chi Minh City or Phuket?

Average one-bedroom rent in Ho Chi Minh City is $500/month compared to $500/month in Phuket. Phuket has lower rent by approximately 0%.

Which city has lower taxes, Ho Chi Minh City or Phuket?

Phuket has lower total deductions (9.6%) compared to Ho Chi Minh City (27.6%), meaning you keep more of your gross salary in Phuket.

Explore Each City

Data Sources & Methodology

Cost of living indices (COLI) are benchmarked to New York City = 100 and derived from Numbeo and Expatistan crowd-sourced price surveys, cross-referenced with national statistics agencies. Rent data from Numbeo Property Prices.

Salary ranges are compiled from the U.S. Bureau of Labor Statistics (OES), Glassdoor, and PayScale. Tax rates are approximate effective rates for mid-range earners based on OECD Taxing Wages and national tax authorities. Exchange rates from the European Central Bank. Neighborhood multipliers are estimated from local rental indices and property data.

Last updated: 2026-02-28. Data is refreshed periodically. All figures are estimates for informational purposes only.