Krakow VS Luxembourg City

Cost of Living & Salary Comparison 2026

Krakow
Poland
23.8
COLI Index
#101
Global Rank
PLN
Currency
Luxembourg City
Luxembourg
68.4
COLI Index
#26
Global Rank
EUR
Currency

Key Differences

Cost of Living
23.8
68.4
1BR Rent (USD/mo)
$550
$1,800
Total Deductions
20.6%
29.6%
Exchange Rate
1 PLN = 0.2165 EUR
Is Krakow cheaper than Luxembourg City?

Yes, Krakow is 65% cheaper than Luxembourg City based on our cost of living index. Krakow has a COLI of 23.8, while Luxembourg City has a COLI of 68.4. 65% cheaper

Key Takeaways: Krakow vs Luxembourg City

Overall, Krakow is approximately 65% cheaper than Luxembourg City based on our cost of living index. Krakow has a COLI of 23.8 (ranked #101 of 182 cities), while Luxembourg City has a COLI of 68.4 (ranked #26).

When it comes to housing, one-bedroom apartment rent in Krakow averages $550/month compared to $1,800/month in Luxembourg City. That makes Krakow approximately 69% cheaper for rent alone.

Krakow has lower total deductions (20.6%) compared to Luxembourg City (29.6%), meaning you keep more of your gross salary in Krakow. When evaluating a relocation, remember that total deductions directly impact your take-home pay and should be weighed alongside cost of living differences.

Tax & Deductions Comparison

Full breakdown of mandatory payroll deductions for a mid-range salary as a local employee in each city.

Krakow

Income Tax
7%
ZUS Contributions
13.7%
Total: 20.6%Take-Home: zł 55,525/yr

Luxembourg City

Income Tax
17%
Social Security
12.4%
Total: 29.6%Take-Home: €30,610/yr

Rates shown for local employees. Expat deductions may differ — use the main converter for personalized calculations.

Salary Equivalent

If you earn zł 293,675 in Krakow, you would need approximately €182,760 in Luxembourg City to maintain the same purchasing power. That is 65% more due to higher cost of living.

Salary Comparison by Job Title

Estimated mid-level annual salaries in local currency, adjusted for each city's cost of living:

Job Title Krakow (PLN) Luxembourg City (EUR)
Doctor (General) zł 167,747 €104,392
Software Engineer zł 79,214 €49,296
Product Manager zł 93,193 €57,996
Lawyer zł 93,193 €57,996
Data Scientist zł 88,533 €55,096
Marketing Manager zł 67,099 €41,757
Teacher zł 44,733 €27,838
Nurse zł 54,052 €33,638

Salary estimates are adjusted by each city's COLI relative to the New York baseline. Actual salaries vary by company, experience, and industry.

Neighborhoods

Krakow (Top 5)

NeighborhoodMultiplier
Old Town (Stare Miasto)1.28x (+28%)
Kazimierz1.18x (+18%)
Zwierzyniec1.10x (+10%)
Zabłocie1.08x (+8%)
Podgórze1.05x (+5%)

Luxembourg City (Top 5)

NeighborhoodMultiplier
Ville Haute1.30x (+30%)
Kirchberg1.22x (+22%)
Belair1.18x (+18%)
Limpertsberg1.15x (+15%)
Grund1.08x (+8%)

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Frequently Asked Questions

Is Krakow or Luxembourg City more expensive?

Luxembourg City is more expensive overall. Krakow has a COLI of 23.8 while Luxembourg City has a COLI of 68.4, making Krakow approximately 65% cheaper.

What salary in Luxembourg City equals zł 293,675 in Krakow?

To maintain the same standard of living as zł 293,675 in Krakow, you would need approximately €182,760 in Luxembourg City.

Is rent cheaper in Krakow or Luxembourg City?

Average one-bedroom rent in Krakow is $550/month compared to $1,800/month in Luxembourg City. Krakow has lower rent by approximately 69%.

Which city has lower taxes, Krakow or Luxembourg City?

Krakow has lower total deductions (20.6%) compared to Luxembourg City (29.6%), meaning you keep more of your gross salary in Krakow.

Explore Each City

Data Sources & Methodology

Cost of living indices (COLI) are benchmarked to New York City = 100 and derived from Numbeo and Expatistan crowd-sourced price surveys, cross-referenced with national statistics agencies. Rent data from Numbeo Property Prices.

Salary ranges are compiled from the U.S. Bureau of Labor Statistics (OES), Glassdoor, and PayScale. Tax rates are approximate effective rates for mid-range earners based on OECD Taxing Wages and national tax authorities. Exchange rates from the European Central Bank. Neighborhood multipliers are estimated from local rental indices and property data.

Last updated: 2026-02-28. Data is refreshed periodically. All figures are estimates for informational purposes only.