Manila VS Singapore

Cost of Living & Salary Comparison 2026

Manila
Philippines
26.8
COLI Index
#90
Global Rank
PHP
Currency
Singapore
Singapore
87.7
COLI Index
#5
Global Rank
SGD
Currency

Key Differences

Cost of Living
26.8
87.7
1BR Rent (USD/mo)
$500
$2,200
Total Deductions
21.4%
24.7%
Exchange Rate
1 PHP = 0.0232 SGD
Is Manila cheaper than Singapore?

Yes, Manila is 69% cheaper than Singapore based on our cost of living index. Manila has a COLI of 26.8, while Singapore has a COLI of 87.7. 69% cheaper

Key Takeaways: Manila vs Singapore

Overall, Manila is approximately 69% cheaper than Singapore based on our cost of living index. Manila has a COLI of 26.8 (ranked #90 of 182 cities), while Singapore has a COLI of 87.7 (ranked #5).

When it comes to housing, one-bedroom apartment rent in Manila averages $500/month compared to $2,200/month in Singapore. That makes Manila approximately 77% cheaper for rent alone.

Manila has lower total deductions (21.4%) compared to Singapore (24.7%), meaning you keep more of your gross salary in Manila. When evaluating a relocation, remember that total deductions directly impact your take-home pay and should be weighed alongside cost of living differences.

Tax & Deductions Comparison

Full breakdown of mandatory payroll deductions for a mid-range salary as a local employee in each city.

Manila

Income Tax
16%
SSS + PhilHealth + Pag-IBIG
5.0%
Total: 21.4%Take-Home: ₱886,819/yr

Singapore

Income Tax
5%
CPF (Employee Share)
20.0%
Total: 24.7%Take-Home: S$64,545/yr

Rates shown for local employees. Expat deductions may differ — use the main converter for personalized calculations.

Salary Equivalent

If you earn ₱4,207,455 in Manila, you would need approximately S$319,723 in Singapore to maintain the same purchasing power. That is 69% more due to higher cost of living.

Salary Comparison by Job Title

Estimated mid-level annual salaries in local currency, adjusted for each city's cost of living:

Job Title Manila (PHP) Singapore (SGD)
Doctor (General) ₱2,706,235 S$205,646
Software Engineer ₱1,277,944 S$97,111
Product Manager ₱1,503,464 S$114,248
Lawyer ₱1,503,464 S$114,248
Data Scientist ₱1,428,291 S$108,535
Marketing Manager ₱1,082,494 S$82,258
Teacher ₱721,663 S$54,839
Nurse ₱872,009 S$66,264

Salary estimates are adjusted by each city's COLI relative to the New York baseline. Actual salaries vary by company, experience, and industry.

Neighborhoods

Manila (Top 5)

NeighborhoodMultiplier
Makati (CBD)1.28x (+28%)
BGC (Taguig)1.25x (+25%)
Rockwell1.22x (+22%)
Alabang1.10x (+10%)
Ortigas1.08x (+8%)

Singapore (Top 5)

NeighborhoodMultiplier
Sentosa1.40x (+40%)
Marina Bay1.35x (+35%)
Orchard Road1.30x (+30%)
Raffles Place1.25x (+25%)
Dempsey Hill1.22x (+22%)

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Frequently Asked Questions

Is Manila or Singapore more expensive?

Singapore is more expensive overall. Manila has a COLI of 26.8 while Singapore has a COLI of 87.7, making Manila approximately 69% cheaper.

What salary in Singapore equals ₱4,207,455 in Manila?

To maintain the same standard of living as ₱4,207,455 in Manila, you would need approximately S$319,723 in Singapore.

Is rent cheaper in Manila or Singapore?

Average one-bedroom rent in Manila is $500/month compared to $2,200/month in Singapore. Manila has lower rent by approximately 77%.

Which city has lower taxes, Manila or Singapore?

Manila has lower total deductions (21.4%) compared to Singapore (24.7%), meaning you keep more of your gross salary in Manila.

Explore Each City

Data Sources & Methodology

Cost of living indices (COLI) are benchmarked to New York City = 100 and derived from Numbeo and Expatistan crowd-sourced price surveys, cross-referenced with national statistics agencies. Rent data from Numbeo Property Prices.

Salary ranges are compiled from the U.S. Bureau of Labor Statistics (OES), Glassdoor, and PayScale. Tax rates are approximate effective rates for mid-range earners based on OECD Taxing Wages and national tax authorities. Exchange rates from the European Central Bank. Neighborhood multipliers are estimated from local rental indices and property data.

Last updated: 2026-02-28. Data is refreshed periodically. All figures are estimates for informational purposes only.