Melbourne VS Philadelphia

Cost of Living & Salary Comparison 2026

Melbourne
Australia
68.2
COLI Index
#27
Global Rank
AUD
Currency
Philadelphia
United States
68.8
COLI Index
#25
Global Rank
USD
Currency

Key Differences

Cost of Living
68.2
68.8
1BR Rent (USD/mo)
$1,800
$1,550
Total Deductions
17.3%
23.1%
Exchange Rate
1 AUD = 0.7038 USD
Is Melbourne cheaper than Philadelphia?

Yes, Melbourne is 1% cheaper than Philadelphia based on our cost of living index. Melbourne has a COLI of 68.2, while Philadelphia has a COLI of 68.8. 1% cheaper

Key Takeaways: Melbourne vs Philadelphia

Overall, Melbourne is approximately 1% cheaper than Philadelphia based on our cost of living index. Melbourne has a COLI of 68.2 (ranked #27 of 182 cities), while Philadelphia has a COLI of 68.8 (ranked #25).

When it comes to housing, one-bedroom apartment rent in Melbourne averages $1,800/month compared to $1,550/month in Philadelphia. That makes Philadelphia approximately 14% cheaper for rent alone.

Melbourne has lower total deductions (17.3%) compared to Philadelphia (23.1%), meaning you keep more of your gross salary in Melbourne. When evaluating a relocation, remember that total deductions directly impact your take-home pay and should be weighed alongside cost of living differences.

Tax & Deductions Comparison

Full breakdown of mandatory payroll deductions for a mid-range salary as a local employee in each city.

Melbourne

Income Tax
17%
Total: 17.3%Take-Home: A$60,089/yr

Philadelphia

Income Tax
12%
Social Security + Medicare (FICA)
7.6%
State Income Tax (PA)
3.07%
Total: 23.1%Take-Home: $39,663/yr

Rates shown for local employees. Expat deductions may differ — use the main converter for personalized calculations.

Salary Equivalent

If you earn A$106,570 in Melbourne, you would need approximately $75,660 in Philadelphia to maintain the same purchasing power. That is 1% more due to higher cost of living.

Salary Comparison by Job Title

Estimated mid-level annual salaries in local currency, adjusted for each city's cost of living:

Job Title Melbourne (AUD) Philadelphia (USD)
Doctor (General) A$174,434 $123,840
Software Engineer A$82,372 $58,480
Product Manager A$96,908 $68,800
Lawyer A$96,908 $68,800
Data Scientist A$92,062 $65,360
Marketing Manager A$69,774 $49,536
Teacher A$46,516 $33,024
Nurse A$56,206 $39,904

Salary estimates are adjusted by each city's COLI relative to the New York baseline. Actual salaries vary by company, experience, and industry.

Neighborhoods

Melbourne (Top 5)

NeighborhoodMultiplier
Toorak1.30x (+30%)
South Yarra1.22x (+22%)
Brighton1.22x (+22%)
CBD1.20x (+20%)
Albert Park1.15x (+15%)

Philadelphia (Top 5)

NeighborhoodMultiplier
Rittenhouse Square1.35x (+35%)
Society Hill1.28x (+28%)
Center City1.25x (+25%)
Fitler Square1.22x (+22%)
Bryn Mawr (Main Line)1.22x (+22%)

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Frequently Asked Questions

Is Melbourne or Philadelphia more expensive?

Philadelphia is more expensive overall. Melbourne has a COLI of 68.2 while Philadelphia has a COLI of 68.8, making Melbourne approximately 1% cheaper.

What salary in Philadelphia equals A$106,570 in Melbourne?

To maintain the same standard of living as A$106,570 in Melbourne, you would need approximately $75,660 in Philadelphia.

Is rent cheaper in Melbourne or Philadelphia?

Average one-bedroom rent in Melbourne is $1,800/month compared to $1,550/month in Philadelphia. Philadelphia has lower rent by approximately 14%.

Which city has lower taxes, Melbourne or Philadelphia?

Melbourne has lower total deductions (17.3%) compared to Philadelphia (23.1%), meaning you keep more of your gross salary in Melbourne.

Explore Each City

Data Sources & Methodology

Cost of living indices (COLI) are benchmarked to New York City = 100 and derived from Numbeo and Expatistan crowd-sourced price surveys, cross-referenced with national statistics agencies. Rent data from Numbeo Property Prices.

Salary ranges are compiled from the U.S. Bureau of Labor Statistics (OES), Glassdoor, and PayScale. Tax rates are approximate effective rates for mid-range earners based on OECD Taxing Wages and national tax authorities. Exchange rates from the European Central Bank. Neighborhood multipliers are estimated from local rental indices and property data.

Last updated: 2026-02-28. Data is refreshed periodically. All figures are estimates for informational purposes only.