Montreal VS Raleigh

Cost of Living & Salary Comparison 2026

Montreal
Canada
52.1
COLI Index
#53
Global Rank
CAD
Currency
Raleigh
United States
58.6
COLI Index
#48
Global Rank
USD
Currency

Key Differences

Cost of Living
52.1
58.6
1BR Rent (USD/mo)
$1,400
$1,450
Total Deductions
36.8%
23.6%
Exchange Rate
1 CAD = 0.7386 USD
Is Montreal cheaper than Raleigh?

Yes, Montreal is 11% cheaper than Raleigh based on our cost of living index. Montreal has a COLI of 52.1, while Raleigh has a COLI of 58.6. 11% cheaper

Key Takeaways: Montreal vs Raleigh

Overall, Montreal is approximately 11% cheaper than Raleigh based on our cost of living index. Montreal has a COLI of 52.1 (ranked #53 of 182 cities), while Raleigh has a COLI of 58.6 (ranked #48).

When it comes to housing, one-bedroom apartment rent in Montreal averages $1,400/month compared to $1,450/month in Raleigh. That makes Montreal approximately 3% cheaper for rent alone.

Raleigh has lower total deductions (23.6%) compared to Montreal (36.8%), meaning you keep more of your gross salary in Raleigh. When evaluating a relocation, remember that total deductions directly impact your take-home pay and should be weighed alongside cost of living differences.

Tax & Deductions Comparison

Full breakdown of mandatory payroll deductions for a mid-range salary as a local employee in each city.

Montreal

Income Tax
15%
CPP + EI
6.8%
Provincial Tax (Québec)
15%
Total: 36.8%Take-Home: C$33,435/yr

Raleigh

Income Tax
11%
Social Security + Medicare (FICA)
7.6%
State Income Tax (NC)
4.5%
Total: 23.6%Take-Home: $33,568/yr

Rates shown for local employees. Expat deductions may differ — use the main converter for personalized calculations.

Salary Equivalent

If you earn C$101,544 in Montreal, you would need approximately $84,357 in Raleigh to maintain the same purchasing power. That is 11% more due to higher cost of living.

Salary Comparison by Job Title

Estimated mid-level annual salaries in local currency, adjusted for each city's cost of living:

Job Title Montreal (CAD) Raleigh (USD)
Doctor (General) C$126,970 $105,480
Software Engineer C$59,958 $49,810
Product Manager C$70,539 $58,600
Lawyer C$70,539 $58,600
Data Scientist C$67,012 $55,670
Marketing Manager C$50,788 $42,192
Teacher C$33,859 $28,128
Nurse C$40,913 $33,988

Salary estimates are adjusted by each city's COLI relative to the New York baseline. Actual salaries vary by company, experience, and industry.

Neighborhoods

Montreal (Top 5)

NeighborhoodMultiplier
Westmount1.30x (+30%)
Old Montreal1.22x (+22%)
Outremont1.20x (+20%)
Plateau Mont-Royal1.18x (+18%)
Griffintown1.15x (+15%)

Raleigh (Top 5)

NeighborhoodMultiplier
Chapel Hill1.25x (+25%)
Glenwood South1.22x (+22%)
Downtown Raleigh1.20x (+20%)
North Hills1.18x (+18%)
ITB (Inside the Beltline)1.18x (+18%)

Sponsored

Moving between Montreal and Raleigh?

Save up to 6x on international transfers. Send money at the real exchange rate with no hidden fees.

Compare Transfer Fees →

Get Your Exact Number

Use our converter with 3,400+ neighborhood adjustments for a precise salary comparison

Open Salary Converter

Frequently Asked Questions

Is Montreal or Raleigh more expensive?

Raleigh is more expensive overall. Montreal has a COLI of 52.1 while Raleigh has a COLI of 58.6, making Montreal approximately 11% cheaper.

What salary in Raleigh equals C$101,544 in Montreal?

To maintain the same standard of living as C$101,544 in Montreal, you would need approximately $84,357 in Raleigh.

Is rent cheaper in Montreal or Raleigh?

Average one-bedroom rent in Montreal is $1,400/month compared to $1,450/month in Raleigh. Montreal has lower rent by approximately 3%.

Which city has lower taxes, Montreal or Raleigh?

Raleigh has lower total deductions (23.6%) compared to Montreal (36.8%), meaning you keep more of your gross salary in Raleigh.

Explore Each City

Data Sources & Methodology

Cost of living indices (COLI) are benchmarked to New York City = 100 and derived from Numbeo and Expatistan crowd-sourced price surveys, cross-referenced with national statistics agencies. Rent data from Numbeo Property Prices.

Salary ranges are compiled from the U.S. Bureau of Labor Statistics (OES), Glassdoor, and PayScale. Tax rates are approximate effective rates for mid-range earners based on OECD Taxing Wages and national tax authorities. Exchange rates from the European Central Bank. Neighborhood multipliers are estimated from local rental indices and property data.

Last updated: 2026-02-28. Data is refreshed periodically. All figures are estimates for informational purposes only.