Cost of Living & Salary Comparison 2026
Yes, Split is 49% cheaper than Osaka based on our cost of living index. Split has a COLI of 31.8, while Osaka has a COLI of 62.8. 49% cheaper
Overall, Split is approximately 49% cheaper than Osaka based on our cost of living index. Osaka has a COLI of 62.8 (ranked #38 of 182 cities), while Split has a COLI of 31.8 (ranked #78).
When it comes to housing, one-bedroom apartment rent in Osaka averages $1,000/month compared to $650/month in Split. That makes Split approximately 35% cheaper for rent alone.
Osaka has lower total deductions (29.0%) compared to Split (40.0%), meaning you keep more of your gross salary in Osaka. When evaluating a relocation, remember that total deductions directly impact your take-home pay and should be weighed alongside cost of living differences.
Full breakdown of mandatory payroll deductions for a mid-range salary as a local employee in each city.
Rates shown for local employees. Expat deductions may differ — use the main converter for personalized calculations.
If you earn ¥11,618,223 in Osaka, you would need approximately €32,201 in Split to maintain the same purchasing power. That is 49% less thanks to lower cost of living.
Estimated mid-level annual salaries in local currency, adjusted for each city's cost of living:
| Job Title | Osaka (JPY) | Split (EUR) |
|---|---|---|
| Doctor (General) | ¥17,510,986 | €48,533 |
| Software Engineer | ¥8,269,077 | €22,919 |
| Product Manager | ¥9,728,325 | €26,963 |
| Lawyer | ¥9,728,325 | €26,963 |
| Data Scientist | ¥9,241,909 | €25,615 |
| Marketing Manager | ¥7,004,394 | €19,413 |
| Teacher | ¥4,669,596 | €12,942 |
| Nurse | ¥5,642,429 | €15,639 |
Salary estimates are adjusted by each city's COLI relative to the New York baseline. Actual salaries vary by company, experience, and industry.
| Neighborhood | Multiplier |
|---|---|
| Kita (Umeda) | 1.22x (+22%) |
| Chuo (Namba) | 1.18x (+18%) |
| Shinsaibashi | 1.15x (+15%) |
| Fukushima | 1.10x (+10%) |
| Tennoji | 1.08x (+8%) |
| Neighborhood | Multiplier |
|---|---|
| Diocletian's Palace | 1.25x (+25%) |
| Bačvice | 1.15x (+15%) |
| Žnjan | 1.10x (+10%) |
| Manuš | 1.05x (+5%) |
| Firule | 1.02x (+2%) |
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Open Salary ConverterOsaka is more expensive overall. Osaka has a COLI of 62.8 while Split has a COLI of 31.8, making Split approximately 49% cheaper.
To maintain the same standard of living as ¥11,618,223 in Osaka, you would need approximately €32,201 in Split.
Average one-bedroom rent in Osaka is $1,000/month compared to $650/month in Split. Split has lower rent by approximately 35%.
Osaka has lower total deductions (29.0%) compared to Split (40.0%), meaning you keep more of your gross salary in Osaka.
Cost of living indices (COLI) are benchmarked to New York City = 100 and derived from Numbeo and Expatistan crowd-sourced price surveys, cross-referenced with national statistics agencies. Rent data from Numbeo Property Prices.
Salary ranges are compiled from the U.S. Bureau of Labor Statistics (OES), Glassdoor, and PayScale. Tax rates are approximate effective rates for mid-range earners based on OECD Taxing Wages and national tax authorities. Exchange rates from the European Central Bank. Neighborhood multipliers are estimated from local rental indices and property data.
Last updated: 2026-02-28. Data is refreshed periodically. All figures are estimates for informational purposes only.