Cost of Living & Salary Comparison 2026
Yes, Osaka is 19% cheaper than Tokyo based on our cost of living index. Osaka has a COLI of 62.8, while Tokyo has a COLI of 77.3. 19% cheaper
Overall, Osaka is approximately 19% cheaper than Tokyo based on our cost of living index. Osaka has a COLI of 62.8 (ranked #38 of 182 cities), while Tokyo has a COLI of 77.3 (ranked #16).
When it comes to housing, one-bedroom apartment rent in Osaka averages $1,000/month compared to $1,500/month in Tokyo. That makes Osaka approximately 33% cheaper for rent alone.
Osaka has lower total deductions (29.0%) compared to Tokyo (30.7%), meaning you keep more of your gross salary in Osaka. When evaluating a relocation, remember that total deductions directly impact your take-home pay and should be weighed alongside cost of living differences.
Full breakdown of mandatory payroll deductions for a mid-range salary as a local employee in each city.
Rates shown for local employees. Expat deductions may differ — use the main converter for personalized calculations.
If you earn ¥11,618,223 in Osaka, you would need approximately ¥14,300,774 in Tokyo to maintain the same purchasing power. That is 19% more due to higher cost of living.
Estimated mid-level annual salaries in local currency, adjusted for each city's cost of living:
| Job Title | Osaka (JPY) | Tokyo (JPY) |
|---|---|---|
| Doctor (General) | ¥17,510,986 | ¥21,554,127 |
| Software Engineer | ¥8,269,077 | ¥10,178,338 |
| Product Manager | ¥9,728,325 | ¥11,974,515 |
| Lawyer | ¥9,728,325 | ¥11,974,515 |
| Data Scientist | ¥9,241,909 | ¥11,375,789 |
| Marketing Manager | ¥7,004,394 | ¥8,621,651 |
| Teacher | ¥4,669,596 | ¥5,747,767 |
| Nurse | ¥5,642,429 | ¥6,945,219 |
Salary estimates are adjusted by each city's COLI relative to the New York baseline. Actual salaries vary by company, experience, and industry.
| Neighborhood | Multiplier |
|---|---|
| Kita (Umeda) | 1.22x (+22%) |
| Chuo (Namba) | 1.18x (+18%) |
| Shinsaibashi | 1.15x (+15%) |
| Fukushima | 1.10x (+10%) |
| Tennoji | 1.08x (+8%) |
| Neighborhood | Multiplier |
|---|---|
| Chiyoda (Marunouchi) | 1.35x (+35%) |
| Azabu | 1.35x (+35%) |
| Minato (Roppongi) | 1.30x (+30%) |
| Daikanyama | 1.28x (+28%) |
| Shibuya | 1.25x (+25%) |
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Open Salary ConverterTokyo is more expensive overall. Osaka has a COLI of 62.8 while Tokyo has a COLI of 77.3, making Osaka approximately 19% cheaper.
To maintain the same standard of living as ¥11,618,223 in Osaka, you would need approximately ¥14,300,774 in Tokyo.
Average one-bedroom rent in Osaka is $1,000/month compared to $1,500/month in Tokyo. Osaka has lower rent by approximately 33%.
Osaka has lower total deductions (29.0%) compared to Tokyo (30.7%), meaning you keep more of your gross salary in Osaka.
Cost of living indices (COLI) are benchmarked to New York City = 100 and derived from Numbeo and Expatistan crowd-sourced price surveys, cross-referenced with national statistics agencies. Rent data from Numbeo Property Prices.
Salary ranges are compiled from the U.S. Bureau of Labor Statistics (OES), Glassdoor, and PayScale. Tax rates are approximate effective rates for mid-range earners based on OECD Taxing Wages and national tax authorities. Exchange rates from the European Central Bank. Neighborhood multipliers are estimated from local rental indices and property data.
Last updated: 2026-02-28. Data is refreshed periodically. All figures are estimates for informational purposes only.