Cost of Living & Salary Comparison 2026
Yes, Sydney is 4% cheaper than San Diego based on our cost of living index. Sydney has a COLI of 74.5, while San Diego has a COLI of 77.5. 4% cheaper
Overall, Sydney is approximately 4% cheaper than San Diego based on our cost of living index. San Diego has a COLI of 77.5 (ranked #15 of 182 cities), while Sydney has a COLI of 74.5 (ranked #18).
When it comes to housing, one-bedroom apartment rent in San Diego averages $2,600/month compared to $2,200/month in Sydney. That makes Sydney approximately 15% cheaper for rent alone.
Sydney has lower total deductions (18.4%) compared to San Diego (30.4%), meaning you keep more of your gross salary in Sydney. When evaluating a relocation, remember that total deductions directly impact your take-home pay and should be weighed alongside cost of living differences.
Full breakdown of mandatory payroll deductions for a mid-range salary as a local employee in each city.
Rates shown for local employees. Expat deductions may differ — use the main converter for personalized calculations.
If you earn $75,000 in San Diego, you would need approximately A$102,445 in Sydney to maintain the same purchasing power. That is 4% less thanks to lower cost of living.
Estimated mid-level annual salaries in local currency, adjusted for each city's cost of living:
| Job Title | San Diego (USD) | Sydney (AUD) |
|---|---|---|
| Doctor (General) | $139,500 | A$190,547 |
| Software Engineer | $65,875 | A$89,981 |
| Product Manager | $77,500 | A$105,860 |
| Lawyer | $77,500 | A$105,860 |
| Data Scientist | $73,625 | A$100,567 |
| Marketing Manager | $55,800 | A$76,219 |
| Teacher | $37,200 | A$50,813 |
| Nurse | $44,950 | A$61,399 |
Salary estimates are adjusted by each city's COLI relative to the New York baseline. Actual salaries vary by company, experience, and industry.
| Neighborhood | Multiplier |
|---|---|
| Coronado | 1.40x (+40%) |
| Rancho Santa Fe | 1.40x (+40%) |
| Del Mar | 1.38x (+38%) |
| La Jolla | 1.35x (+35%) |
| Gaslamp Quarter | 1.22x (+22%) |
| Neighborhood | Multiplier |
|---|---|
| Double Bay | 1.30x (+30%) |
| Mosman | 1.28x (+28%) |
| CBD | 1.25x (+25%) |
| Bondi | 1.22x (+22%) |
| Pyrmont | 1.18x (+18%) |
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Open Salary ConverterSan Diego is more expensive overall. San Diego has a COLI of 77.5 while Sydney has a COLI of 74.5, making Sydney approximately 4% cheaper.
To maintain the same standard of living as $75,000 in San Diego, you would need approximately A$102,445 in Sydney.
Average one-bedroom rent in San Diego is $2,600/month compared to $2,200/month in Sydney. Sydney has lower rent by approximately 15%.
Sydney has lower total deductions (18.4%) compared to San Diego (30.4%), meaning you keep more of your gross salary in Sydney.
Cost of living indices (COLI) are benchmarked to New York City = 100 and derived from Numbeo and Expatistan crowd-sourced price surveys, cross-referenced with national statistics agencies. Rent data from Numbeo Property Prices.
Salary ranges are compiled from the U.S. Bureau of Labor Statistics (OES), Glassdoor, and PayScale. Tax rates are approximate effective rates for mid-range earners based on OECD Taxing Wages and national tax authorities. Exchange rates from the European Central Bank. Neighborhood multipliers are estimated from local rental indices and property data.
Last updated: 2026-02-28. Data is refreshed periodically. All figures are estimates for informational purposes only.