Cost of Living & Salary Comparison 2026
Yes, Sydney is 15% cheaper than Singapore based on our cost of living index. Sydney has a COLI of 74.5, while Singapore has a COLI of 87.7. 15% cheaper
Overall, Sydney is approximately 15% cheaper than Singapore based on our cost of living index. Singapore has a COLI of 87.7 (ranked #5 of 182 cities), while Sydney has a COLI of 74.5 (ranked #18).
When it comes to housing, one-bedroom apartment rent in Singapore averages $2,200/month compared to $2,200/month in Sydney. That makes Sydney approximately 0% cheaper for rent alone.
Sydney has lower total deductions (18.4%) compared to Singapore (24.7%), meaning you keep more of your gross salary in Sydney. When evaluating a relocation, remember that total deductions directly impact your take-home pay and should be weighed alongside cost of living differences.
Full breakdown of mandatory payroll deductions for a mid-range salary as a local employee in each city.
Rates shown for local employees. Expat deductions may differ — use the main converter for personalized calculations.
If you earn S$97,703 in Singapore, you would need approximately A$90,530 in Sydney to maintain the same purchasing power. That is 15% less thanks to lower cost of living.
Estimated mid-level annual salaries in local currency, adjusted for each city's cost of living:
| Job Title | Singapore (SGD) | Sydney (AUD) |
|---|---|---|
| Doctor (General) | S$205,646 | A$190,547 |
| Software Engineer | S$97,111 | A$89,981 |
| Product Manager | S$114,248 | A$105,860 |
| Lawyer | S$114,248 | A$105,860 |
| Data Scientist | S$108,535 | A$100,567 |
| Marketing Manager | S$82,258 | A$76,219 |
| Teacher | S$54,839 | A$50,813 |
| Nurse | S$66,264 | A$61,399 |
Salary estimates are adjusted by each city's COLI relative to the New York baseline. Actual salaries vary by company, experience, and industry.
| Neighborhood | Multiplier |
|---|---|
| Sentosa | 1.40x (+40%) |
| Marina Bay | 1.35x (+35%) |
| Orchard Road | 1.30x (+30%) |
| Raffles Place | 1.25x (+25%) |
| Dempsey Hill | 1.22x (+22%) |
| Neighborhood | Multiplier |
|---|---|
| Double Bay | 1.30x (+30%) |
| Mosman | 1.28x (+28%) |
| CBD | 1.25x (+25%) |
| Bondi | 1.22x (+22%) |
| Pyrmont | 1.18x (+18%) |
Sponsored
Save up to 6x on international transfers. Send money at the real exchange rate with no hidden fees.
Compare Transfer Fees →Use our converter with 3,400+ neighborhood adjustments for a precise salary comparison
Open Salary ConverterSingapore is more expensive overall. Singapore has a COLI of 87.7 while Sydney has a COLI of 74.5, making Sydney approximately 15% cheaper.
To maintain the same standard of living as S$97,703 in Singapore, you would need approximately A$90,530 in Sydney.
Average one-bedroom rent in Singapore is $2,200/month compared to $2,200/month in Sydney. Sydney has lower rent by approximately 0%.
Sydney has lower total deductions (18.4%) compared to Singapore (24.7%), meaning you keep more of your gross salary in Sydney.
Cost of living indices (COLI) are benchmarked to New York City = 100 and derived from Numbeo and Expatistan crowd-sourced price surveys, cross-referenced with national statistics agencies. Rent data from Numbeo Property Prices.
Salary ranges are compiled from the U.S. Bureau of Labor Statistics (OES), Glassdoor, and PayScale. Tax rates are approximate effective rates for mid-range earners based on OECD Taxing Wages and national tax authorities. Exchange rates from the European Central Bank. Neighborhood multipliers are estimated from local rental indices and property data.
Last updated: 2026-02-28. Data is refreshed periodically. All figures are estimates for informational purposes only.