Tel Aviv VS Warsaw

Cost of Living & Salary Comparison 2026

Tel Aviv
Israel
81.3
COLI Index
#10
Global Rank
ILS
Currency
Warsaw
Poland
28.4
COLI Index
#87
Global Rank
PLN
Currency

Key Differences

Cost of Living
81.3
28.4
1BR Rent (USD/mo)
$1,800
$700
Total Deductions
28.5%
21.4%
Exchange Rate
1 ILS = 1.0879 PLN
Is Tel Aviv cheaper than Warsaw?

Yes, Warsaw is 65% cheaper than Tel Aviv based on our cost of living index. Warsaw has a COLI of 28.4, while Tel Aviv has a COLI of 81.3. 65% cheaper

Key Takeaways: Tel Aviv vs Warsaw

Overall, Warsaw is approximately 65% cheaper than Tel Aviv based on our cost of living index. Tel Aviv has a COLI of 81.3 (ranked #10 of 182 cities), while Warsaw has a COLI of 28.4 (ranked #87).

When it comes to housing, one-bedroom apartment rent in Tel Aviv averages $1,800/month compared to $700/month in Warsaw. That makes Warsaw approximately 61% cheaper for rent alone.

Warsaw has lower total deductions (21.4%) compared to Tel Aviv (28.5%), meaning you keep more of your gross salary in Warsaw. When evaluating a relocation, remember that total deductions directly impact your take-home pay and should be weighed alongside cost of living differences.

Tax & Deductions Comparison

Full breakdown of mandatory payroll deductions for a mid-range salary as a local employee in each city.

Tel Aviv

Income Tax
16%
National Insurance + Health
12.0%
Total: 28.5%Take-Home: ₪157,026/yr

Warsaw

Income Tax
8%
ZUS Contributions
13.7%
Total: 21.4%Take-Home: zł 65,561/yr

Rates shown for local employees. Expat deductions may differ — use the main converter for personalized calculations.

Salary Equivalent

If you earn ₪269,955 in Tel Aviv, you would need approximately zł 102,587 in Warsaw to maintain the same purchasing power. That is 65% less thanks to lower cost of living.

Salary Comparison by Job Title

Estimated mid-level annual salaries in local currency, adjusted for each city's cost of living:

Job Title Tel Aviv (ILS) Warsaw (PLN)
Doctor (General) ₪526,736 zł 200,169
Software Engineer ₪248,736 zł 94,524
Product Manager ₪292,631 zł 111,205
Lawyer ₪292,631 zł 111,205
Data Scientist ₪277,999 zł 105,645
Marketing Manager ₪210,694 zł 80,067
Teacher ₪140,463 zł 53,378
Nurse ₪169,726 zł 64,499

Salary estimates are adjusted by each city's COLI relative to the New York baseline. Actual salaries vary by company, experience, and industry.

Neighborhoods

Tel Aviv (Top 5)

NeighborhoodMultiplier
Rothschild Blvd1.35x (+35%)
Neve Tzedek1.30x (+30%)
Herzliya Pituach1.28x (+28%)
Lev Ha'ir (City Centre)1.25x (+25%)
Old North1.20x (+20%)

Warsaw (Top 5)

NeighborhoodMultiplier
Śródmieście (Centre)1.25x (+25%)
Wilanów1.18x (+18%)
Żoliborz1.15x (+15%)
Stary Mokotów1.15x (+15%)
Mokotów1.12x (+12%)

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Frequently Asked Questions

Is Tel Aviv or Warsaw more expensive?

Tel Aviv is more expensive overall. Tel Aviv has a COLI of 81.3 while Warsaw has a COLI of 28.4, making Warsaw approximately 65% cheaper.

What salary in Warsaw equals ₪269,955 in Tel Aviv?

To maintain the same standard of living as ₪269,955 in Tel Aviv, you would need approximately zł 102,587 in Warsaw.

Is rent cheaper in Tel Aviv or Warsaw?

Average one-bedroom rent in Tel Aviv is $1,800/month compared to $700/month in Warsaw. Warsaw has lower rent by approximately 61%.

Which city has lower taxes, Tel Aviv or Warsaw?

Warsaw has lower total deductions (21.4%) compared to Tel Aviv (28.5%), meaning you keep more of your gross salary in Warsaw.

Explore Each City

Data Sources & Methodology

Cost of living indices (COLI) are benchmarked to New York City = 100 and derived from Numbeo and Expatistan crowd-sourced price surveys, cross-referenced with national statistics agencies. Rent data from Numbeo Property Prices.

Salary ranges are compiled from the U.S. Bureau of Labor Statistics (OES), Glassdoor, and PayScale. Tax rates are approximate effective rates for mid-range earners based on OECD Taxing Wages and national tax authorities. Exchange rates from the European Central Bank. Neighborhood multipliers are estimated from local rental indices and property data.

Last updated: 2026-02-28. Data is refreshed periodically. All figures are estimates for informational purposes only.