Your complete 2026 guide to retiring in Ho Chi Minh City, Vietnam. Costs, visa options, healthcare, safety, and quality of life — all in one place.
| Category | Single | Couple |
|---|---|---|
| Rent (1BR / 2BR) | $500 | $700 |
| Groceries | $200 | $300 |
| Utilities | $100 | $130 |
| Transport | $12 | $24 |
| Healthcare | $30 | $51 |
| Total | $842 | $1,205 |
Based on current cost of living in Ho Chi Minh City, here's how long different savings amounts will sustain you:
| Savings | Single | Couple |
|---|---|---|
| $200,000 | 19.8 yrs | 13.8 yrs |
| $300,000 | 29.7 yrs | 20.7 yrs |
| $500,000 | 49.5 yrs | 34.6 yrs |
| $750,000 | 74.2 yrs | 51.9 yrs |
| $1.0M | 99.0 yrs | 69.2 yrs |
Assumes current costs, no investment returns or inflation adjustment. Calculate with your exact numbers →
Here are the visa programs available for retiring in Vietnam:
No retirement visa. Invest in Vietnamese company for TRC. Vietnam does not easily grant PR/citizenship. Most retirees use tourist visas or visa exemptions. Very low cost of living. Threshold estimate.
Tax rates are indicative. Your actual liability depends on residency status, tax treaties, and personal circumstances. Consult a tax advisor.
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Try Wise for Free →A single retiree needs approximately $842/month in Ho Chi Minh City, covering rent ($500), groceries, utilities, transport, and healthcare. A couple needs about $1,205/month.
Vietnam offers 1 visa programs for retirees. The most accessible is the Vietnam Temporary Residence Card.
Ho Chi Minh City has a safety score of 50/100, ranking #116 out of 182 retirement destinations in our database.
Ho Chi Minh City scores 63/100 for healthcare quality, ranking #107 out of 182 cities. Private health insurance for retirees 60+ costs approximately $80/mo.
With $500,000 in savings, a single retiree can expect their money to last approximately 49.5 years in Ho Chi Minh City. For a couple, approximately 34.6 years.
Inheritance tax in Vietnam: 10% above ₫10.0M. Capital gains tax: 20%. No wealth tax.
Our retirement data is compiled from multiple authoritative sources, cross-referenced for accuracy:
All data is for informational purposes only and updated periodically. Individual circumstances may vary. Consult a qualified financial advisor for personal retirement planning. Last updated: March 2026.