Your complete 2026 guide to retiring in Montevideo, Uruguay. Costs, visa options, healthcare, safety, and quality of life — all in one place.
| Category | Single | Couple |
|---|---|---|
| Rent (1BR / 2BR) | $500 | $700 |
| Groceries | $280 | $420 |
| Utilities | $260 | $338 |
| Transport | $72 | $144 |
| Healthcare | $70 | $119 |
| Total | $1,182 | $1,721 |
Based on current cost of living in Montevideo, here's how long different savings amounts will sustain you:
| Savings | Single | Couple |
|---|---|---|
| $200,000 | 14.1 yrs | 9.7 yrs |
| $300,000 | 21.2 yrs | 14.5 yrs |
| $500,000 | 35.3 yrs | 24.2 yrs |
| $750,000 | 52.9 yrs | 36.3 yrs |
| $1.0M | 70.5 yrs | 48.4 yrs |
Assumes current costs, no investment returns or inflation adjustment. Calculate with your exact numbers →
Here are the visa programs available for retiring in Uruguay:
~$1,500/mo passive income + own property in Uruguay. PR from start. 11-year tax holiday on foreign income (choose flat 7% or standard). Very stable.
Tax rates are indicative. Your actual liability depends on residency status, tax treaties, and personal circumstances. Consult a tax advisor.
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Try Wise for Free →A single retiree needs approximately $1,182/month in Montevideo, covering rent ($500), groceries, utilities, transport, and healthcare. A couple needs about $1,721/month.
Uruguay offers 1 visa programs for retirees. The most accessible is the Uruguay Rentista Visa.
Montevideo has a safety score of 53/100, ranking #105 out of 182 retirement destinations in our database.
Montevideo scores 62/100 for healthcare quality, ranking #114 out of 182 cities. Private health insurance for retirees 60+ costs approximately $120/mo.
With $500,000 in savings, a single retiree can expect their money to last approximately 35.3 years in Montevideo. For a couple, approximately 24.2 years.
Inheritance tax in Uruguay: None. Capital gains tax: 12%. Wealth tax applies.
Our retirement data is compiled from multiple authoritative sources, cross-referenced for accuracy:
All data is for informational purposes only and updated periodically. Individual circumstances may vary. Consult a qualified financial advisor for personal retirement planning. Last updated: March 2026.