Your complete 2026 guide to retiring in Nairobi, Kenya. Costs, visa options, healthcare, safety, and quality of life — all in one place.
| Category | Single | Couple |
|---|---|---|
| Rent (1BR / 2BR) | $500 | $700 |
| Groceries | $200 | $300 |
| Utilities | $95 | $124 |
| Transport | $31 | $62 |
| Healthcare | $40 | $68 |
| Total | $866 | $1,254 |
Based on current cost of living in Nairobi, here's how long different savings amounts will sustain you:
| Savings | Single | Couple |
|---|---|---|
| $200,000 | 19.2 yrs | 13.3 yrs |
| $300,000 | 28.9 yrs | 19.9 yrs |
| $500,000 | 48.1 yrs | 33.2 yrs |
| $750,000 | 72.2 yrs | 49.8 yrs |
| $1.0M | 96.2 yrs | 66.5 yrs |
Assumes current costs, no investment returns or inflation adjustment. Calculate with your exact numbers →
Here are the visa programs available for retiring in Kenya:
Assured income from outside Kenya. 2-year permit, renewable. Citizenship after 7 years. Taxes worldwide income. Income estimate.
Tax rates are indicative. Your actual liability depends on residency status, tax treaties, and personal circumstances. Consult a tax advisor.
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Try Wise for Free →A single retiree needs approximately $866/month in Nairobi, covering rent ($500), groceries, utilities, transport, and healthcare. A couple needs about $1,254/month.
Kenya offers 1 visa programs for retirees. The most accessible is the Kenya Class G Residence Permit.
Nairobi has a safety score of 41/100, ranking #159 out of 182 retirement destinations in our database.
Nairobi scores 48/100 for healthcare quality, ranking #150 out of 182 cities. Private health insurance for retirees 60+ costs approximately $80/mo.
With $500,000 in savings, a single retiree can expect their money to last approximately 48.1 years in Nairobi. For a couple, approximately 33.2 years.
Inheritance tax in Kenya: None. Capital gains tax: 15%. No wealth tax.
Our retirement data is compiled from multiple authoritative sources, cross-referenced for accuracy:
All data is for informational purposes only and updated periodically. Individual circumstances may vary. Consult a qualified financial advisor for personal retirement planning. Last updated: March 2026.