Your complete 2026 guide to retiring in Phnom Penh, Cambodia. Costs, visa options, healthcare, safety, and quality of life — all in one place.
| Category | Single | Couple |
|---|---|---|
| Rent (1BR / 2BR) | $450 | $630 |
| Groceries | $220 | $330 |
| Utilities | $150 | $195 |
| Transport | $10 | $20 |
| Healthcare | $30 | $51 |
| Total | $860 | $1,226 |
Based on current cost of living in Phnom Penh, here's how long different savings amounts will sustain you:
| Savings | Single | Couple |
|---|---|---|
| $200,000 | 19.4 yrs | 13.6 yrs |
| $300,000 | 29.1 yrs | 20.4 yrs |
| $500,000 | 48.4 yrs | 34.0 yrs |
| $750,000 | 72.7 yrs | 51.0 yrs |
| $1.0M | 96.9 yrs | 68.0 yrs |
Assumes current costs, no investment returns or inflation adjustment. Calculate with your exact numbers →
Tax rates are indicative. Your actual liability depends on residency status, tax treaties, and personal circumstances. Consult a tax advisor.
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Try Wise for Free →A single retiree needs approximately $860/month in Phnom Penh, covering rent ($450), groceries, utilities, transport, and healthcare. A couple needs about $1,226/month.
Cambodia has limited visa options for retirees. Check official immigration resources for the latest requirements.
Phnom Penh has a safety score of 48/100, ranking #124 out of 182 retirement destinations in our database.
Phnom Penh scores 45/100 for healthcare quality, ranking #160 out of 182 cities. Private health insurance for retirees 60+ costs approximately $80/mo.
With $500,000 in savings, a single retiree can expect their money to last approximately 48.4 years in Phnom Penh. For a couple, approximately 34.0 years.
Inheritance tax in Cambodia: None. Capital gains tax: 20%. No wealth tax.
Our retirement data is compiled from multiple authoritative sources, cross-referenced for accuracy:
All data is for informational purposes only and updated periodically. Individual circumstances may vary. Consult a qualified financial advisor for personal retirement planning. Last updated: March 2026.