Your complete 2026 guide to retiring in Ubud, Indonesia. Costs, visa options, healthcare, safety, and quality of life — all in one place.
| Category | Single | Couple |
|---|---|---|
| Rent (1BR / 2BR) | $300 | $420 |
| Groceries | $180 | $270 |
| Utilities | $55 | $72 |
| Transport | $12 | $24 |
| Healthcare | $30 | $51 |
| Total | $577 | $837 |
Based on current cost of living in Ubud, here's how long different savings amounts will sustain you:
| Savings | Single | Couple |
|---|---|---|
| $200,000 | 28.9 yrs | 19.9 yrs |
| $300,000 | 43.3 yrs | 29.9 yrs |
| $500,000 | 72.2 yrs | 49.8 yrs |
| $750,000 | 108.3 yrs | 74.7 yrs |
| $1.0M | 144.4 yrs | 99.6 yrs |
Assumes current costs, no investment returns or inflation adjustment. Calculate with your exact numbers →
Here are the visa programs available for retiring in Indonesia:
Age 55+. $1,500/mo proof + health insurance + hire Indonesian helper. Renewable. KITAP (semi-permanent) after 5 KITAS. Citizenship very difficult. Popular in Bali.
IDR 2B+ (~$130K) bank deposit or property. 5+5 years. No age restriction. More flexible than retirement visa.
Tax rates are indicative. Your actual liability depends on residency status, tax treaties, and personal circumstances. Consult a tax advisor.
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Try Wise for Free →A single retiree needs approximately $577/month in Ubud, covering rent ($300), groceries, utilities, transport, and healthcare. A couple needs about $837/month.
Indonesia offers 2 visa programs for retirees. The most accessible is the Indonesia Retirement KITAS.
Ubud has a safety score of 62/100, ranking #74 out of 182 retirement destinations in our database.
Ubud scores 45/100 for healthcare quality, ranking #163 out of 182 cities. Private health insurance for retirees 60+ costs approximately $80/mo.
With $500,000 in savings, a single retiree can expect their money to last approximately 72.2 years in Ubud. For a couple, approximately 49.8 years.
Inheritance tax in Indonesia: None. Capital gains tax: 0.1%. No wealth tax.
Our retirement data is compiled from multiple authoritative sources, cross-referenced for accuracy:
All data is for informational purposes only and updated periodically. Individual circumstances may vary. Consult a qualified financial advisor for personal retirement planning. Last updated: March 2026.