Retire in Canada

Compare 3 cities in Canada for retirement — costs, safety, healthcare, climate, and visa options.

🏙️ Cities Compared

CityMonthly (Couple)SafetyHealthcareClimateCharm
Montreal$2,889676242-
Toronto$3,972577448-
Vancouver$4,018577256-

🛂 Visa & Residency Programs

Canada Start-Up Visa
Min. Monthly IncomeN/A
Min. Savings$75,000
Path to PRYes
Citizenship3 years

Full Canada visa guide →

💼 Tax Overview

Inheritance TaxNone
Capital Gains Tax26.8%
Dividend Tax39%
Wealth TaxNone
Health Insurance (60+)$250/mo

Frequently Asked Questions

What is the cheapest city to retire in Canada?

The most affordable city for retirees in Canada is Montreal, with a monthly cost of approximately $2,889 for a couple.

Do I need a visa to retire in Canada?

Canada offers 1 visa programs for retirees. Check our detailed visa guide for requirements.

Is there inheritance tax in Canada?

Inheritance tax in Canada: None. Capital gains tax: 26.8%.

Plan Your Retirement

Enter your savings, income, and preferences to find your ideal retirement destination.

Try the Retire Abroad Calculator →

What Salary Do You Need?

Compare salaries across 182 cities with neighborhood-level data.

Open Salary Converter →

Sponsored

Moving money abroad?

Send your pension or savings internationally at the real exchange rate. Save up to 6x vs traditional banks.

Try Wise for Free →

Data Sources & Methodology

Our retirement data is compiled from multiple authoritative sources, cross-referenced for accuracy:

All data is for informational purposes only and updated periodically. Individual circumstances may vary. Consult a qualified financial advisor for personal retirement planning. Last updated: March 2026.