Retire in Ecuador

Compare 2 cities in Ecuador for retirement — costs, safety, healthcare, climate, and visa options.

🏙️ Cities Compared

CityMonthly (Couple)SafetyHealthcareClimateCharm
Cuenca$92355587875
Quito$1,01638587275

🛂 Visa & Residency Programs

Ecuador Retirement Visa
Min. Monthly IncomeN/A
Min. SavingsN/A
Path to PRNo
CitizenshipN/A

Full Ecuador visa guide →

💼 Tax Overview

Inheritance Tax35% above $71,870
Capital Gains Tax0%
Dividend Tax0%
Wealth TaxNone
Health Insurance (60+)$80/mo

Frequently Asked Questions

What is the cheapest city to retire in Ecuador?

The most affordable city for retirees in Ecuador is Cuenca, with a monthly cost of approximately $923 for a couple.

Do I need a visa to retire in Ecuador?

Ecuador offers 1 visa programs for retirees. Check our detailed visa guide for requirements.

Is there inheritance tax in Ecuador?

Inheritance tax in Ecuador: 35% above $71,870. Capital gains tax: 0%.

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Data Sources & Methodology

Our retirement data is compiled from multiple authoritative sources, cross-referenced for accuracy:

All data is for informational purposes only and updated periodically. Individual circumstances may vary. Consult a qualified financial advisor for personal retirement planning. Last updated: March 2026.