Is Ubud Expensive?

Bali (Denpasar), Indonesia

+10% vs Bali (Denpasar) avg

Living in Ubud, Bali (Denpasar)

Ubud is a moderately-priced area within Bali (Denpasar), with a cost of living index of 27.8 — that is +10% compared to the Bali (Denpasar) average. It sits around the middle of the pack at #7 out of 18 neighborhoods. Estimated rent for a one-bedroom apartment here is around Rp 7,641,190/month, compared to a range of Rp 5,209,902 in Tabanan to Rp 8,891,566 in Seminyak.

Monthly Budget Breakdown

For a typical resident of Ubud, housing takes up roughly 36% of monthly expenses. Food and groceries account for about 19%, while transportation costs around 10%. To live comfortably here — meaning rent stays at or below 30% of gross income — you would need an annual salary of approximately Rp 305,647,590 before tax.

Typical Salaries in Ubud

Salaries in Ubud reflect the local cost of living. Based on the neighborhood COLI of 27.8:

After tax and deductions of 20.4% in Indonesia, take-home pay for someone earning Rp 305,647,590 would be roughly Rp 243,295,482/year. Use the salary converter to calculate an exact figure for your situation, including expat-specific tax adjustments.

Key Stats

27.8
COLI Index
1.10x
vs City Avg
Rp 7,641,190
Est. 1BR Rent
#7
of 18 Areas
20.4%
Total Deductions

Tax & Deductions in Ubud

Estimated annual deductions on a Rp 321,856,175 salary in Ubud, Bali (Denpasar) (local employee).

Income Tax
15%
BPJS (Health + Employment)
5.0%
Total Deductions: 20.4%
Est. Take-Home: Rp 256,299,322/yr

Rates shown are for a local employee. Use the salary converter for expat calculations.

Salary Equivalents

What a $75,000 USD salary in Ubud would need to be elsewhere:

City Currency Equivalent
New York USD $20,850
London GBP £17,943
Dubai AED AED 104,329

Other Neighborhoods in Bali (Denpasar)

Neighborhood COLI Multiplier vs Avg
Seminyak 32.4 1.28x +28%
Canggu 30.9 1.22x +22%
Nusa Dua 29.9 1.18x +18%
Uluwatu 29.1 1.15x +15%
Pererenan 29.1 1.15x +15%

View all 18 neighborhoods in Bali (Denpasar) →

Convert Your Salary

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Similar Neighborhoods Worldwide

Neighborhoods with a similar cost of living to Ubud:

Mežaparks, Riga Surco, Lima Worli, Mumbai Tay Ho Tay, Hanoi Spring Valley, Nairobi Usaquén, Bogotá

Frequently Asked Questions

Is Ubud expensive in Bali (Denpasar)?

Yes, Ubud is one of the more expensive neighborhoods in Bali (Denpasar). It costs about +10% more than the city average, ranking #7 out of 18 neighborhoods.

How does Ubud compare to the Bali (Denpasar) average?

The cost of living in Ubud is above the Bali (Denpasar) average. With a multiplier of 1.10x, everyday expenses including rent, food, and transportation are +10% compared to the city baseline.

Data Sources: Cost of living indices based on crowd-sourced price data and official statistics. Tax calculations follow 2026 rates. Sources include OECD Better Life Index. Figures are estimates and may vary based on individual circumstances.