Is Surco Expensive?

Lima, Peru

+8% vs Lima avg

Living in Surco, Lima

Surco is one of the pricier neighborhoods in Lima, with a cost of living index of 27.9 — that is +8% compared to the Lima average. It ranks #4 out of 19 areas by cost. Estimated rent for a one-bedroom apartment here is around S/1,801/month, compared to a range of S/1,084 in Comas to S/2,167 in San Isidro.

Monthly Budget Breakdown

For a typical resident of Surco, housing takes up roughly 32% of monthly expenses. Food and groceries account for about 20%, while transportation costs around 10%. To live comfortably here — meaning rent stays at or below 30% of gross income — you would need an annual salary of approximately S/72,022 before tax.

Typical Salaries in Surco

Salaries in Surco reflect the local cost of living. Based on the neighborhood COLI of 27.9:

After tax and deductions of 19.8% in Peru, take-home pay for someone earning S/72,022 would be roughly S/57,761/year. Use the salary converter to calculate an exact figure for your situation, including expat-specific tax adjustments.

Key Stats

27.9
COLI Index
1.08x
vs City Avg
S/1,801
Est. 1BR Rent
#4
of 19 Areas
19.8%
Total Deductions

Tax & Deductions in Surco

Estimated annual deductions on a S/77,523 salary in Surco, Lima (local employee).

Income Tax
7%
ONP/AFP + EsSalud
13.0%
Total Deductions: 19.8%
Est. Take-Home: S/62,171/yr

Rates shown are for a local employee. Use the salary converter for expat calculations.

Salary Equivalents

What a $75,000 USD salary in Surco would need to be elsewhere:

City Currency Equivalent
New York USD $20,925
London GBP £18,008
Dubai AED AED 104,704

Other Neighborhoods in Lima

Neighborhood COLI Multiplier vs Avg
San Isidro 33.5 1.30x +30%
Miraflores 33.0 1.28x +28%
Barranco 29.7 1.15x +15%
La Molina 27.1 1.05x +5%
San Borja 26.3 1.02x +2%

View all 19 neighborhoods in Lima →

Convert Your Salary

See exactly what you need to earn in Surco, Lima to maintain your lifestyle.

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Similar Neighborhoods Worldwide

Neighborhoods with a similar cost of living to Surco:

Usaquén, Bogotá Mežaparks, Riga Ubud, Bali (Denpasar) Pecatu, Bali (Denpasar) Kazimierz, Krakow Tay Ho Tay, Hanoi

Frequently Asked Questions

Is Surco expensive in Lima?

Surco is near the city average for Lima. Costs are about +8% vs the average, making it a mid-range neighborhood.

How does Surco compare to the Lima average?

The cost of living in Surco is above the Lima average. With a multiplier of 1.08x, everyday expenses including rent, food, and transportation are +8% compared to the city baseline.

Data Sources: Cost of living indices based on crowd-sourced price data and official statistics. Tax calculations follow 2026 rates. Sources include OECD Better Life Index. Figures are estimates and may vary based on individual circumstances.