Is Quincy Expensive?

Boston, United States

-20% vs Boston avg

Living in Quincy, Boston

Quincy is one of the most affordable neighborhoods in Boston, with a cost of living index of 65.9 — that is -20% compared to the Boston average. Ranked #20 of 24, it offers some of the lowest costs in the city. Estimated rent for a one-bedroom apartment here is around $2,240/month, compared to a range of $2,016 in Roxbury to $3,640 in Back Bay.

Monthly Budget Breakdown

For a typical resident of Quincy, housing takes up roughly 36% of monthly expenses. Food and groceries account for about 15%, while transportation costs around 8%. To live comfortably here — meaning rent stays at or below 30% of gross income — you would need an annual salary of approximately $89,600 before tax.

Typical Salaries in Quincy

Salaries in Quincy reflect the local cost of living. Based on the neighborhood COLI of 65.9:

After tax and deductions of 28.6% in United States, take-home pay for someone earning $89,600 would be roughly $63,974/year. Use the salary converter to calculate an exact figure for your situation, including expat-specific tax adjustments.

Key Stats

65.9
COLI Index
0.80x
vs City Avg
$2,240
Est. 1BR Rent
#20
of 24 Areas
28.6%
Total Deductions

Tax & Deductions in Quincy

Estimated annual deductions on a $49,425 salary in Quincy, Boston (local employee).

Income Tax
12%
Social Security + Medicare (FICA)
7.6%
State Income Tax (MA)
9.0%
Total Deductions: 28.6%
Est. Take-Home: $35,269/yr

Rates shown are for a local employee. Use the salary converter for expat calculations.

Salary Equivalents

What a $75,000 USD salary in Quincy would need to be elsewhere:

City Currency Equivalent
New York USD $49,425
London GBP £42,534
Dubai AED AED 247,312

Other Neighborhoods in Boston

Neighborhood COLI Multiplier vs Avg
Back Bay 107.1 1.30x +30%
Beacon Hill 105.5 1.28x +28%
Seaport 103.0 1.25x +25%
Cambridge (Kendall Sq) 98.9 1.20x +20%
South End 97.2 1.18x +18%

View all 24 neighborhoods in Boston →

Convert Your Salary

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Similar Neighborhoods Worldwide

Neighborhoods with a similar cost of living to Quincy:

Oak Park, Chicago Edgewater, Chicago Kearny Mesa, San Diego Woodlands, Singapore Pasir Ris, Singapore Chofu, Tokyo

Frequently Asked Questions

Is Quincy expensive in Boston?

Quincy is one of the more affordable neighborhoods in Boston. It costs about -20% less than the city average, ranking #20 out of 24 neighborhoods.

How does Quincy compare to the Boston average?

The cost of living in Quincy is below the Boston average. With a multiplier of 0.80x, everyday expenses including rent, food, and transportation are -20% compared to the city baseline.

Data Sources: Cost of living indices based on crowd-sourced price data and official statistics. Tax calculations follow 2026 rates. Sources include U.S. Bureau of Labor Statistics · U.S. Census Bureau · OECD Better Life Index. Figures are estimates and may vary based on individual circumstances.