Is Five Points Expensive?

Denver, United States

-5% vs Denver avg

Living in Five Points, Denver

Five Points is a relatively affordable area in Denver, with a cost of living index of 62.4 — that is -5% compared to the Denver average. At #13 of 24, it is below the city average in cost. Estimated rent for a one-bedroom apartment here is around $1,805/month, compared to a range of $1,330 in Federal Heights to $2,432 in Cherry Creek.

Monthly Budget Breakdown

For a typical resident of Five Points, housing takes up roughly 43% of monthly expenses. Food and groceries account for about 15%, while transportation costs around 8%. To live comfortably here — meaning rent stays at or below 30% of gross income — you would need an annual salary of approximately $72,200 before tax.

Typical Salaries in Five Points

Salaries in Five Points reflect the local cost of living. Based on the neighborhood COLI of 62.4:

After tax and deductions of 23.6% in United States, take-home pay for someone earning $72,200 would be roughly $55,161/year. Use the salary converter to calculate an exact figure for your situation, including expat-specific tax adjustments.

Key Stats

62.4
COLI Index
0.95x
vs City Avg
$1,805
Est. 1BR Rent
#13
of 24 Areas
23.6%
Total Deductions

Tax & Deductions in Five Points

Estimated annual deductions on a $46,800 salary in Five Points, Denver (local employee).

Income Tax
12%
Social Security + Medicare (FICA)
7.6%
State Income Tax (CO)
4.4%
Total Deductions: 23.6%
Est. Take-Home: $35,777/yr

Rates shown are for a local employee. Use the salary converter for expat calculations.

Salary Equivalents

What a $75,000 USD salary in Five Points would need to be elsewhere:

City Currency Equivalent
New York USD $46,800
London GBP £40,275
Dubai AED AED 234,177

Other Neighborhoods in Denver

Neighborhood COLI Multiplier vs Avg
Cherry Creek 84.1 1.28x +28%
LoDo (Lower Downtown) 80.2 1.22x +22%
RiNo (River North) 75.6 1.15x +15%
Hilltop 75.6 1.15x +15%
Highlands 73.6 1.12x +12%

View all 24 neighborhoods in Denver →

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Compare Five Points

Five Points vs Federal Heights Five Points vs Cherry Creek

Similar Neighborhoods Worldwide

Neighborhoods with a similar cost of living to Five Points:

Tortona, Milan Tourist Club Area, Abu Dhabi Masdar City, Abu Dhabi Sai Kung, Hong Kong Torrance, Los Angeles Hyde Park, Chicago

Frequently Asked Questions

Is Five Points expensive in Denver?

Five Points is one of the more affordable neighborhoods in Denver. It costs about -5% less than the city average, ranking #13 out of 24 neighborhoods.

How does Five Points compare to the Denver average?

The cost of living in Five Points is below the Denver average. With a multiplier of 0.95x, everyday expenses including rent, food, and transportation are -5% compared to the city baseline.

Data Sources: Cost of living indices based on crowd-sourced price data and official statistics. Tax calculations follow 2026 rates. Sources include U.S. Bureau of Labor Statistics · U.S. Census Bureau · OECD Better Life Index. Figures are estimates and may vary based on individual circumstances.