Is Sai Kung Expensive?

Hong Kong, China (SAR)

-15% vs Hong Kong avg

Living in Sai Kung, Hong Kong

Sai Kung is a relatively affordable area in Hong Kong, with a cost of living index of 62.6 — that is -15% compared to the Hong Kong average. At #16 of 22, it is below the city average in cost. Estimated rent for a one-bedroom apartment here is around HK$16,642/month, compared to a range of HK$12,726 in Yuen Long to HK$29,367 in The Peak.

Monthly Budget Breakdown

For a typical resident of Sai Kung, housing takes up roughly 38% of monthly expenses. Food and groceries account for about 15%, while transportation costs around 8%. To live comfortably here — meaning rent stays at or below 30% of gross income — you would need an annual salary of approximately HK$665,663 before tax.

Typical Salaries in Sai Kung

Salaries in Sai Kung reflect the local cost of living. Based on the neighborhood COLI of 62.6:

After tax and deductions of 12.3% in China (SAR), take-home pay for someone earning HK$665,663 would be roughly HK$583,786/year. Use the salary converter to calculate an exact figure for your situation, including expat-specific tax adjustments.

Key Stats

62.6
COLI Index
0.85x
vs City Avg
HK$16,642
Est. 1BR Rent
#16
of 22 Areas
12.3%
Total Deductions

Tax & Deductions in Sai Kung

Estimated annual deductions on a HK$367,681 salary in Sai Kung, Hong Kong (local employee).

Income Tax
12%
MPF
0.2%
Total Deductions: 12.3%
Est. Take-Home: HK$322,275/yr

Rates shown are for a local employee. Use the salary converter for expat calculations.

Salary Equivalents

What a $75,000 USD salary in Sai Kung would need to be elsewhere:

City Currency Equivalent
New York USD $46,950
London GBP £40,404
Dubai AED AED 234,928

Other Neighborhoods in Hong Kong

Neighborhood COLI Multiplier vs Avg
The Peak 110.4 1.50x +50%
Central 103.0 1.40x +40%
Mid-Levels 95.7 1.30x +30%
Repulse Bay 95.7 1.30x +30%
Causeway Bay 92.0 1.25x +25%

View all 22 neighborhoods in Hong Kong →

Convert Your Salary

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Hong Kong City Comparisons

Singapore vs Hong Kong

Similar Neighborhoods Worldwide

Neighborhoods with a similar cost of living to Sai Kung:

Torrance, Los Angeles Little Havana, Miami Westchester, Miami Brunswick, Melbourne Five Points, Denver Manglerud, Oslo

Frequently Asked Questions

Is Sai Kung expensive in Hong Kong?

Sai Kung is one of the more affordable neighborhoods in Hong Kong. It costs about -15% less than the city average, ranking #16 out of 22 neighborhoods.

How does Sai Kung compare to the Hong Kong average?

The cost of living in Sai Kung is below the Hong Kong average. With a multiplier of 0.85x, everyday expenses including rent, food, and transportation are -15% compared to the city baseline.

Data Sources: Cost of living indices based on crowd-sourced price data and official statistics. Tax calculations follow 2026 rates. Sources include OECD Better Life Index. Figures are estimates and may vary based on individual circumstances.