All 24 neighborhoods in San Francisco ranked by cost of living index. Updated 2026.
| # | Neighborhood | 1BR Rent | Index | vs Avg |
|---|---|---|---|---|
| 1 | Palo Alto | $4,096/mo | 1.28x | +28% |
| 2 | Pacific Heights | $4,000/mo | 1.25x | +25% |
| 3 | Marina District | $3,904/mo | 1.22x | +22% |
| 4 | Financial District | $3,840/mo | 1.20x | +20% |
| 5 | Russian Hill | $3,840/mo | 1.20x | +20% |
| 6 | Nob Hill | $3,776/mo | 1.18x | +18% |
| 7 | SoMa | $3,680/mo | 1.15x | +15% |
| 8 | Hayes Valley | $3,680/mo | 1.15x | +15% |
| 9 | North Beach | $3,584/mo | 1.12x | +12% |
| 10 | Potrero Hill | $3,520/mo | 1.10x | +10% |
| 11 | Castro | $3,456/mo | 1.08x | +8% |
| 12 | Haight-Ashbury | $3,456/mo | 1.08x | +8% |
| 13 | Mission District | $3,360/mo | 1.05x | +5% |
| 14 | Dogpatch | $3,360/mo | 1.05x | +5% |
| 15 | Sunset District | $2,944/mo | 0.92x | -8% |
| 16 | San Mateo | $2,944/mo | 0.92x | -8% |
| 17 | Richmond District | $2,880/mo | 0.90x | -10% |
| 18 | Berkeley | $2,880/mo | 0.90x | -10% |
| 19 | Oakland (Rockridge) | $2,816/mo | 0.88x | -12% |
| 20 | Excelsior | $2,624/mo | 0.82x | -18% |
| 21 | Oakland (Downtown) | $2,560/mo | 0.80x | -20% |
| 22 | Tenderloin | $2,496/mo | 0.78x | -22% |
| 23 | Daly City | $2,496/mo | 0.78x | -22% |
| 24 | Bayview | $2,400/mo | 0.75x | -25% |
Rent estimates based on city average of $3,200/mo adjusted by neighborhood cost index. Index 1.00 = city average.
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Open a Wise Account →The most expensive neighborhood in San Francisco is Palo Alto, with an estimated 1-bedroom rent of $4,096/month — 28% above the city average.
Palo Alto is approximately 28% more expensive than the San Francisco average. 1-bedroom rent is $4,096/mo vs $3,200/mo city-wide.
Our database covers 24 neighborhoods in San Francisco, each with detailed cost-of-living and salary data.