Your complete 2026 guide to retiring in Limassol, Cyprus. Costs, visa options, healthcare, safety, and quality of life — all in one place.
| Category | Single | Couple |
|---|---|---|
| Rent (1BR / 2BR) | $700 | $980 |
| Groceries | $280 | $420 |
| Utilities | $110 | $143 |
| Transport | $40 | $80 |
| Healthcare | $65 | $110 |
| Total | $1,195 | $1,733 |
Based on current cost of living in Limassol, here's how long different savings amounts will sustain you:
| Savings | Single | Couple |
|---|---|---|
| $200,000 | 13.9 yrs | 9.6 yrs |
| $300,000 | 20.9 yrs | 14.4 yrs |
| $500,000 | 34.9 yrs | 24.0 yrs |
| $750,000 | 52.3 yrs | 36.1 yrs |
| $1.0M | 69.7 yrs | 48.1 yrs |
Assumes current costs, no investment returns or inflation adjustment. Calculate with your exact numbers →
Here are the visa programs available for retiring in Cyprus:
Tax rates are indicative. Your actual liability depends on residency status, tax treaties, and personal circumstances. Consult a tax advisor.
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Try Wise for Free →A single retiree needs approximately $1,195/month in Limassol, covering rent ($700), groceries, utilities, transport, and healthcare. A couple needs about $1,733/month.
Cyprus offers 1 visa programs for retirees. The most accessible is the Cyprus Category F Permit.
Limassol has a safety score of 75/100, ranking #27 out of 182 retirement destinations in our database.
Limassol scores 68/100 for healthcare quality, ranking #71 out of 182 cities. Private health insurance for retirees 60+ costs approximately $100/mo.
With $500,000 in savings, a single retiree can expect their money to last approximately 34.9 years in Limassol. For a couple, approximately 24.0 years.
Inheritance tax in Cyprus: None. Capital gains tax: 0.2%. No wealth tax.
Our retirement data is compiled from multiple authoritative sources, cross-referenced for accuracy:
All data is for informational purposes only and updated periodically. Individual circumstances may vary. Consult a qualified financial advisor for personal retirement planning. Last updated: March 2026.