Your complete 2026 guide to retiring in Paphos, Cyprus. Costs, visa options, healthcare, safety, and quality of life — all in one place.
| Category | Single | Couple |
|---|---|---|
| Rent (1BR / 2BR) | $550 | $770 |
| Groceries | $250 | $375 |
| Utilities | $100 | $130 |
| Transport | $35 | $70 |
| Healthcare | $55 | $94 |
| Total | $990 | $1,439 |
Based on current cost of living in Paphos, here's how long different savings amounts will sustain you:
| Savings | Single | Couple |
|---|---|---|
| $200,000 | 16.8 yrs | 11.6 yrs |
| $300,000 | 25.3 yrs | 17.4 yrs |
| $500,000 | 42.1 yrs | 29.0 yrs |
| $750,000 | 63.1 yrs | 43.4 yrs |
| $1.0M | 84.2 yrs | 57.9 yrs |
Assumes current costs, no investment returns or inflation adjustment. Calculate with your exact numbers →
Here are the visa programs available for retiring in Cyprus:
Tax rates are indicative. Your actual liability depends on residency status, tax treaties, and personal circumstances. Consult a tax advisor.
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Try Wise for Free →A single retiree needs approximately $990/month in Paphos, covering rent ($550), groceries, utilities, transport, and healthcare. A couple needs about $1,439/month.
Cyprus offers 1 visa programs for retirees. The most accessible is the Cyprus Category F Permit.
Paphos has a safety score of 78/100, ranking #14 out of 182 retirement destinations in our database.
Paphos scores 65/100 for healthcare quality, ranking #101 out of 182 cities. Private health insurance for retirees 60+ costs approximately $100/mo.
With $500,000 in savings, a single retiree can expect their money to last approximately 42.1 years in Paphos. For a couple, approximately 29.0 years.
Inheritance tax in Cyprus: None. Capital gains tax: 0.2%. No wealth tax.
Our retirement data is compiled from multiple authoritative sources, cross-referenced for accuracy:
All data is for informational purposes only and updated periodically. Individual circumstances may vary. Consult a qualified financial advisor for personal retirement planning. Last updated: March 2026.