Spain Retirement Visa Guide

3 visa programs available for retirees in Spain. Income requirements, PR paths, and citizenship timelines.

Spain Non-Lucrative Visa

TypePassive Income
Min. Monthly Income$2,400/mo
Min. Savings / Investment$28,000
Max Initial Stay1 years
Path to Permanent ResidencyYes
Path to CitizenshipYes — after 10 years
Health Insurance RequiredYes

~400% of IPREM (~€2,200/mo). Cannot work. PR after 5 years. Citizenship 10 years (2 years for Latin Americans). Taxes worldwide income.

Spain Golden Visa

TypeGolden Visa
Min. Monthly IncomeNot specified
Min. Savings / Investment$500,000
Max Initial Stay2 years
Path to Permanent ResidencyYes
Path to CitizenshipYes — after 10 years
Health Insurance RequiredYes

WARNING: Spain announced plans to eliminate Golden Visa in 2024-2025 - verify status. €500K real estate, €1M bank/shares, or €2M bonds. No min stay for renewal.

Spain Digital Nomad Visa

TypeDigital Nomad
Min. Monthly Income$3,250/mo
Min. Savings / InvestmentNot specified
Max Initial Stay5 years
Path to Permanent ResidencyYes
Path to CitizenshipYes — after 10 years
Health Insurance RequiredYes

Launched 2023. ~200% of min wage. Special 24% flat tax (Beckham Law) for 4 years on Spanish-source income.

Frequently Asked Questions

What visa do I need to retire in Spain?

Spain offers 3 visa programs for retirees: Spain Non-Lucrative Visa, Spain Golden Visa, Spain Digital Nomad Visa.

What is the minimum income to retire in Spain?

The minimum income requirements vary by program. The most accessible option (Spain Non-Lucrative Visa) requires $2,400/month.

Can I get citizenship through retirement in Spain?

Yes — Spain Non-Lucrative Visa (after 10 years), Spain Golden Visa (after 10 years), Spain Digital Nomad Visa (after 10 years).

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Data Sources & Methodology

Our retirement data is compiled from multiple authoritative sources, cross-referenced for accuracy:

All data is for informational purposes only and updated periodically. Individual circumstances may vary. Consult a qualified financial advisor for personal retirement planning. Last updated: March 2026.