Compare 8 cities in Spain for retirement — costs, safety, healthcare, climate, and visa options.
| City | Monthly (Couple) | Safety | Healthcare | Climate | Charm |
|---|---|---|---|---|---|
| Santa Cruz de Tenerife | $1,497 | 70 | 68 | 86 | 60 |
| Cádiz | $1,597 | 70 | 72 | 84 | 80 |
| Las Palmas | $1,599 | 68 | 70 | 88 | 65 |
| Málaga | $1,880 | 69 | 74 | 90 | - |
| Valencia | $1,978 | 65 | 78 | 85 | - |
| Palma de Mallorca | $2,014 | 72 | 72 | 84 | 82 |
| Madrid | $2,444 | 71 | 80 | 76 | 75 |
| Barcelona | $2,572 | 48 | 77 | 82 | 90 |
The most affordable city for retirees in Spain is Santa Cruz de Tenerife, with a monthly cost of approximately $1,497 for a couple.
Spain offers 3 visa programs for retirees. Check our detailed visa guide for requirements.
Inheritance tax in Spain: 34%. Capital gains tax: 28%.
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All data is for informational purposes only and updated periodically. Individual circumstances may vary. Consult a qualified financial advisor for personal retirement planning. Last updated: March 2026.